One day you’re turning 21 and hitting the bars. And the next you’re paying a mortgage and negotiating your salary. Life comes at you fast, doesn’t it? There’s no manual for your 30s, but doing these things can help you thrive through the next decade.
Handle Your Own Finances
Money is a major source of stress. In fact, a survey conducted by the American Psychological Association shows that money is the top stressor for Americans. Feeling stressed? You don’t have to be. There are a number of things that you can do to successfully manage your finances. First, set your goals. This includes establishing long-term goals such as purchasing a home or retiring early, as well as setting short-term goals which includes things like following a budget or decreasing spending.
A budget is key to financial success. And it can be as high or as low as you want, as long as it helps you reach your ultimate financial goals, all while equally balancing things like a life insurance policy and travel. Life insurance, for example, is really more than just life insurance. Having adequate coverage can help you maximize your retirement, and it can even make paying for long-term care services less of a burden, ultimately making it a crucial part of any financial plan.
Hone Your Time Management Skills
We’re all given the same amount of hours in a day. Yet so many of us say that we just don’t have time. Things like multitasking, overcommitting and an overall lack of organization can easily suck up our time. But there’s a better way to go about your day. Enter time management. With the right time management skills, you’ll find that you get more done while achieving goals faster, ending indecisiveness and boosting your confidence.
The easiest ways to take back the clock include waking up early and creating a routine for yourself. After you’ve nailed the first two steps, get into the habit of writing down a to-do list every night that includes your goals for the next day. Some experts also recommend auditing your time for seven days. After keeping a journal of how you spend your day for a week, you might just find some extra time.
On the surface, listening seems like a pretty simple concept. And you might think that you’ve got the whole listening thing down by now. Truth is, you’re probably not as good at listening as you might think. Experts from Harvard Business Review have found that most people overestimate their ability to listen.
There are a number of benefits that come with being a good listener. In fact, listening plays a direct role in bettering your relationships with others, self-empowerment and even improved productivity. Research shows that good listeners ask lots of questions, make suggestions by offering constructive feedback and are supportive when giving and receiving feedback.
Negotiate, Negotiate, Negotiate
Adult life is basically one big negotiation. However, negotiation is mostly thought of as a huge, one-time event that applies to things like compensation or contracts. In reality, everyday you encounter small negotiations. There’s a good chance you negotiate at work and in your personal life. And once you begin to notice these tiny negotiations you can use them as practice for when something big comes up. After all, you’re using the same communication and persuasion skills to state your case and influence an outcome in your favor, just on a smaller scale.
Life comes at your fast, but 30 comes at you faster. Conquer your 30s with these savvy tips, from listening and negotiating to managing your time and finances for the best decade ever.