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From Frugal to Free
Frugal adventures on the road to financial freedom.

Author: Adam Spraker

  • Better Life

Time to Cash In: Your Kid’s Old Video Games Could Be a Goldmine!

Posted on February 21, 2024February 21, 2024by Adam Spraker
Boy playing video games.

Video games have gone from a fun hobby I played as a kid to a big business. Whether it’s tournaments with big payouts or collectors selling vintage games, there is no doubt money is being made in this industry. It makes me wish I could go back and save some of my favorite games of […]

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  • Better Life

Vintage Gold: 10 1960s Classic Cars Worth Big Bucks Today

Posted on February 17, 2024February 16, 2024by Adam Spraker

The 1960s might be the most excellent era for the sports car. Manufacturers were figuring out what consumers wanted and were delivering with power and sophistication. This decade has some of the most collectible vehicles ever made, some fetching a hefty price at auction. If you see these cars cruising Main St., know they have […]

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  • Frugal Tips

Top 15 Fuel-Efficient Cars That Will Save You Money at the Pump

Posted on February 15, 2024February 15, 2024by Adam Spraker
Woman putting fuel in car

Everyone wants to save some money when they pull into the gas station. Gas is expensive, so finding the right car with the best possible gas mileage can save you from dreading the pump. There are a lot of great deals out there, but what is the best option for you? Luckily, research has been […]

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  • Frugal Tips

Inflation Survival: Money-Saving Tips to Stretch Your Dollars

Posted on February 10, 2024February 10, 2024by Adam Spraker

Inflation has put a stranglehold on the finances of Americans, and many find themselves trying to stretch their dollars as far as they can before payday hits. To alleviate some financial stress, people have used clever tricks to keep more cash in their wallets. Use these hacks daily to save some of your money. 1. […]

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  • Travel

24 Thrifty Travel Ideas for a Memorable Summer Vacation

Posted on January 10, 2024January 10, 2024by Adam Spraker
Times Square, New York

Looking for an amazing vacation that will recharge your inner being, all while not spending a fortune? You are in good hands, my friend; there are plenty of places to see that will keep your wallet happy. Whether you want to sit by a pool, hike a mountain, or learn new facts in a museum, […]

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  • Better Life

15 Personal Sacrifices You Might Have to Make for FIRE

Posted on January 10, 2024January 9, 2024by Adam Spraker
Woman cheers at succeeding with her personal goals set for her future

Most of us daydream about the days we can enjoy our lives without spending hours on end working. Retirement is supposed to be relaxing and enjoying the fruits of your labor, but it doesn’t always come that easy. If you are looking for FIRE (Financial Independence/Retire Early), there are some sacrifices you will need to […]

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  • Better Life

24 Vintage Board Games That Are Worth More Than New Ones

Posted on January 10, 2024January 10, 2024by Adam Spraker

Board games have been helping people keep from being born for over a hundred years. Whether they are basic games for kids or strategy games for adults, some of these games have evolved, while some live in our nostalgia. Of course, collectors love nostalgia, and some of our favorite games are worth a lot of […]

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  • Better Life

15 Reasons Retirees Should Avoid Florida

Posted on January 10, 2024January 9, 2024by Adam Spraker
Key West, Florida

Congratulations, you have worked hard enough and are ready to retire. Let me guess, you are looking at the sandy beaches of Florida to spend your remaining years? It’s not a bad idea, but have you weighed the pros and cons? If not, give me some time to persuade you to avoid the Sunshine State […]

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  • Better Life

15 Reasons Your Budget Isn’t Working (and How to Fix It)

Posted on January 9, 2024January 9, 2024by Adam Spraker
Portrait of smiling modern woman in blouse and white pants with piggy bank searching for carpet cleaning service on a smartphone while laying on white carpet at modern home in sunny day.

Money management is a problem that many Americans are having these days. Sometimes, the daily expenses of life have gotten a little out of hand. But it’s not like we can board ourselves indoors and ignore our bills? Fortunately, there is a method to proper budgeting for all of life’s little obstacles. 1. Set your […]

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  • Better Life

24 Retro Children’s Books Worth More Than You’d Expect

Posted on January 9, 2024January 9, 2024by Adam Spraker
Kay Nielsen's Illustration

I always find it fascinating to discover how expensive some collectibles are. Books are sought-after items that collectors want on their shelves. Some of the famous books that shaped my childhood have become valuable and rare. If only I could go back in time and save some of these books I grew up reading. 1. […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.
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