I’m starting this year off with new savings goals and objectives. I also have a small group of friends I text with about investments, savings, and financial freedom. Weekly I give them up-to-date information about promising stocks and encourage them to put money into their savings, even if it’s only $5 a month. I also […]
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Should You Tip 1800GotJunk?

Yesterday I was able to massively declutter my home. Unfortunately, a lot of it had to be hauled away by 1800GotJunk. Therefore, I had to pay for the service. As I was making out the bill, I found myself wondering, “should you tip 1800GotJunk staff?” How Does 1800GotJunk Work? If you’ve never used this junk […]
How to Use the DIME Method to Know Your Life Insurance Needs

In this life, a few things are for sure. While your leading life and setting up yourself for the future, you have to think about after. This means taking care of your family if you become seriously injured or die. The best way to protect your family is with life insurance. If your looking at […]
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Save While Dinning Out

I love eating out. I like trying new dishes and the atmosphere of a restaurant. I’m also busy most days, so a quick meal I don’t have to put together sounds great. I will say that when you eat out a lot, a lot of money can get eaten up. I’m talking I could easily […]
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New Food Plan: Is a Hungryroot Subscription The Way to Go?

I’m ready to try a new food plan. I’m looking for a food delivery service that offers fresh, healthy food at a relatively low cost. Therefore, I’m going to try Hungryroot. I just got my first box today, and so far I’m happy with what I see. But will it prove to be worth it? […]
Frugal Ways to Update a Home Décor

The best part of purchasing a home, or moving into a new place, is you make it your own. You can go in a million directions when it comes to matching your personality with your decor. Aside from the fun of picking out furniture, pictures, and accents is the stress of how you will fund […]
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Can You Sail Around the World on a Budget?

At this time last year, a friend of a friend was getting ready to sail around the world. He’s not the first person I’ve known to make this kind of trip. While it’s not my particular fantasy, many people find the notion romantic, magical, and exciting. Of course, if you’re going to take this from […]
After Christmas Sales

I hope everyone had a Merry Christmas and a happy holiday. I hope you each got what you wanted and had a wonderful time surrounded by family and friends. My loved ones and I had a fabulous time and good food. Now I’m setting my sights on after Christmas sales. I love shopping for next […]
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Back to the Basics with 2021 Financial Goals

Every year, I take the time to review the past year and look forward to the new year. I set a variety of different types of goals, including financial goals. In many recent years, those financial goals have been ambitious. However, this year I have to go back to the basics. Overarching Goal: Earn More […]
When Does Selling at a Loss Make Sense?

If you are like me, you owe taxes to the IRS each year. This could be due to several factors including, not having enough tax credits or deductions or having too little withheld from your paycheck. If this is your situation, you are probably wondering how do you leverage losses to lower your tax bill. […]