There are many different types of or approaches to frugal living. Environmentally-minded frugality, a simple living focus, and spiritual frugality are just a few examples. Spiritual frugality is one approach that I don’t know as much about, but I am curious to learn more. What is Spiritual Frugality? Spiritual frugality simply means that you choose […]
Save Money on Uber and Lyft: Apps to Reduce Your Rideshare Fees
You probably already save money with Uber and Lyft. However, did you know that you can also use apps to help you save money on Uber and Lyft? In other words, Uber and Lyft save you money compared to cabs and some other transportation options. However, you can save even more money than just what […]
Financial Emergencies Always Lead Me To Bad Money Decisions
Financial emergencies always send me into a mental tailspin. When things are going well in my life, or even just going ahead normally, I’m able to think clearly about money. I embrace an abundance mindset combined with strategic financial planning. However, financial emergencies always send me into a scarcity mindset. I start operating from fear […]
What is a Solo 401K?
If you are self-employed, then you might want to establish a Solo 401k. It is a retirement savings option available to people who work for themselves. If you own your own business and your only other “employee” is your spouse, then you still qualify for a Solo 401K. However, if you have your own business […]
Don’t Get a PayDay Loan. Do These Things Instead.
If you’re in a financial bind then it can be really tempting to get a PayDay Loan. Maybe you walk by a store advertising them. More likely, you realize that you can easily access these immediate loans online. It’s tempting … but it’s a mistake. The Problem with PayDay Loans PayDay Loans are predatory. In […]
Get a High Yield Savings Account Before It’s Too Late
Right now is a great time to put your money into a high yield savings account. That’s because interest rates are particularly high right now. However, some people say that high yield savings accounts are doomed. Therefore, you’ll want to act now, just in case. What Is a High Yield Savings Account? How much interest […]
Is AT&T TV a Frugal Choice?
There are so many different options for streaming television these days. They range from finding specific shows online for free to signing up for full-service access to all of the channels that you love. AT&T TV is of the newest options hitting the market. Is it a frugal choice? What is AT&T TV? AT&T TV […]
Start Wealth Building: 3 Steps to Organizing as the First Phase of Building Wealth
There are many different aspects, stages, and techniques to building wealth. However, if you want to start wealth building, then you have to begin at the beginning. Before you do anything else, you need to get your finances organized. There are three key steps to this first stage. 1. Simplify Your Finances Before You Start […]
Questions from Ex-Spouse Regarding Pension After Divorce
As an ex-spouse you might have a lot of questions about receiving a pension after divorce. If you’re the person with the pension, then you might want to know if your ex-spouse is going to be getting any of those benefits. If you’re the person seeking the benefits, then it’s important to know exactly what […]
4 Fun Money Apps to Gamify Your Finances
Sometimes I think it’s ridiculous how many gamification features apps have today. We shouldn’t have to get rewarded every time we do something online or on our phones. Nevertheless, there’s a reason that they’re so popular; gamification works. The human brains loves the reward of games, so if an app uses game features then we’re […]