Money means different things to different people. As a result, everyone has different money motivators. If you understand yours then you can get a better grip on your finances. Money motivators affect your earning, saving, and spending habits. In this article, we will look at some of the things that commonly drive people’s spending. If […]
Where to Take Free and Cheap Online Classes
I have personally paid a lot of money for my education over the years. There are pros and cons to going the traditional college route. I’m happy with the choices that I’ve made. That said, there are so many awesome options available these days to take free and cheap classes online. If you’re more interested […]
5 Things to DIY to Save Money
I love to DIY projects. Well, some projects. I have a limited range of crafting ability. I’m good at what I’m good at … then there are the other things. Of course, if I’m having fun with a project then it doesn’t matter much how skilled at it I am. On the other hand, if […]
Urban Frugality: Save Money Commuting with Electric Scooters
I remember very clearly when electric scooters started showing up all over the streets of San Francisco. Several companies dropped them onto the streets around the same time. A few people loved them. They could save money commuting to work by using them. Alternatively, tourists could get around easily on them. Unlike Zipcar, they didn’t […]
Don’t Forget The Bridge Period if You Want To Retire Early
If you want to retire early, then you have to plan accordingly. Unless you happen to strike it super rich when you’re young, early retirement means that you have to take a long view of your financial future. One of the things that people often forget is to plan for the bridge period. What is […]
Ways to Tackle Debt for the Good of Your Wallet
Debt, it’s a filthy four letter word that gets tossed around a lot more than most people would like. Yet, many people are swimming in it like beautiful blue water off the coast of Hilton Head Island in South Carolina. And for what? Student loans, car payments or frivolous spending? If you’re drowning in debt, […]
Rent to Own Tiny House: Exploring the Options
A rent to own tiny house is similar to any other rent to own situation. You will find the home that you want. If you qualify, you will sign a contract. You will pay rent according to that contract. Then, when the term of the rental agreement is up, you will have the option to […]
The Best and Worst States to Retire Early
If you want to retire early, then you have to do a lot of planning. After all, you’ve got to anticipate a variety of factors about the future. Then you have to make a strategic plan that incorporates what you anticipate. One of the things that you have to take into consideration is where you […]
Early Retirement Facts vs. Fiction: Dispelling Some Money Myths
It’s difficult to parse out the early retirement facts from the fiction or myths. After all, these days, it’s hard to even define what early retirement really means. There’s a big movement to retire early. FIRE (Financial Independence, Retire Early) has caught on. As it has, though, the writing around it has perpetuated certain myths. […]
Cheap vs. Frugal: What’s the Difference?
Cheap vs. frugal … there’s a difference. It’s important to understand that difference. Here’s why. Frugal living is a lifestyle choice. If you fully understand why you have made that choice, then you’re more likely to stick with it. Moreover, you’ll be glad that you did. In contrast, if you save money and reduce spending […]