A couple of weeks ago, I shared some thoughts with you from Courtney Carver’s book “Soulful Simplicity.” In this book, she also talks about common myths of ownership. These are things that we mistakenly believe that lead us to buy things that we don’t need. When we do, we often waste money, end up in […]
Personal Finance
5 Signs You Need a Financial Reframe
I’m reading the book “Soulful Simplicity” by Courtney Carver. She’s the blogger/ author who came up with the idea for Project 333, the minimalist wardrobe project. In this book, she shares her experiences learning how to live with less debt, clutter, and stress in order to live with more time, space, and love. In the […]
5 Tricks for Cutting Costs and Improving Your Credit Score
Having a good credit score can improve your life in many different ways. Have a look below to see five tips you can use to cut costs and give your credit score a boost. 1.Write and Stick to a Budget It’s important to write a budget and stick to it if you want to cut […]
Favorite Minimalism Quotes
Last month I shared my favorite frugal living quotes with you. Today I want to expand upon that by sharing some of my favorite minimalism quotes. What Is Minimalism? Minimalism has similarities and differences with frugal living. Lots of different people have defined it in different ways. In fact, some of my favorite minimalism quotes […]
5 Treats I Should Probably Stop Spending Money On
I’m trying really hard to figure out how to lower my expenses. As I’ve explained before when sharing my budget with you, I typically tend to look at how to reduce my big expenses. For example, I spend a fortune on food, which I have been cutting back on. However, there are smaller treats that […]
How February’s Budget Went Awry And What I Did to Navigate It
One month ago today, I shared with you my plan for February’s budget. Unfortunately, things went awry. Emergencies happen. That’s why it’s important to have an emergency fund as well as contingency plans for when financial plans don’t go as expected. What Went Right With February’s Budget Not everything went wild when it came to […]
Smart Financial Tips From Swedish Death Cleaning
I finally got a chance to sit down and read Margareta Magnusson’s book, “The Gentle Art of Swedish Death Cleaning.” It’s been a few years since the book peaked in popularity. However, I had set it aside at the time and then time passed as time does. When I finally read it, I saw that […]
Budgeting: February 2022 Planned Expenses
I’ve taken many different approaches to budgeting over the years. Right now, I start the month by reviewing all of the previous month’s expenses. Then I look at what my planned expenses are for the coming month. I try to find areas where I can cut back on costs. Then I review my income and […]
How To Create a List for Your Guiltless Spending
Let’s face it, most of us don’t like a budget. We feel like it’s a constraint on our money and lives. It can be challenging to follow. It’s also strict, demands our attention, and holds us accountable for our financial decisions. Even though it can be daunting, it’s a very useful tool to have. While […]
Top Tips for Managing Your Pension so You’re Ready for the Future
Having a plan for the future is one of the most important things you can work on during your working life. This is where a pension comes into play, something that almost everyone will tell you to focus on increasing so that one day you no longer need to keep working and can live in […]