There is a lot of panic, uncertainty, and worry in the world right now. With only a few sectors being deemed essential, many people have been furloughed, fired, or temporarily suspended from work pending the COVID-19 outbreak conclusion. With unemployment at an all-time high, and a lag in response times to get money to the […]
Personal Finance
Gimmicks Aside—What REALLY Works to Become Debt Free?
Here’s an interesting question: in an age where information—and advice—is so freely available, why do so many people still struggle to manage important scenarios in life? Even if your parents didn’t teach you about doing your taxes, washing your whites or growing a garden, you only have to get onto YouTube and you’ll find countless […]
Things To Do with Your Money Instead of Buying Lottery Tickets
The luck of the draw is exciting for many people. It’s exciting to imagine yourself winning a large sum of money that can change your life. The prospect of paying down debt and making a large purchase you have always wanted is enough to make most head towards the lottery. While its allure is fun […]
Guest Post: A Frugal Person’s Intro to Travel Hacking
While I’m driving around the U.S, I’ve asked some personal finance friends to share their wisdom. Today we’ve got The Frugal Vagabond here to share his tips on travel hacking. Below is an incredible breakdown of how and why people use travel hacking to save big on travel. And send your congrats to our dear […]
What to Expect from the Mortgage Stress Test in 2020
The mortgage stress test has been in effect for a little over two years now. Whether you’re planning to buy a home or renew or refinance your mortgage this year, it’s important to understand how the stress test works and how it will affect you. Regardless of if you’re buying a home or you’re already […]
Savings Tips To Achieve Your Money Goals Faster
It’s normal to want or do something you can’t afford at the moment. It can be a renovation project for your home or a vacation trip to a dream destination, among others. Nevertheless, not having the required budget doesn’t mean that you’ll give up on your goal. There are still ways you can take to […]
5 Ways Having A Credit Card Can Make Your Life Easier
Just like debit cards and cash, using a credit card can be a great way to handle your finances properly. It refers to a payment card which a cardholder can use to pay for the purchases with an understanding that they’ll pay the card issuer with the amount borrowed along with other charges.
What is the Easiest Way to Build Credit From Scratch?
Approximately 21% of the American population has a credit score above 800, which is where you eventually want to be. This three-digit number talks a lot about our financial health. Why is it important to have a good credit score? A good credit score has many benefits like lower interest rates, quick loan approval, and […]
What Are Some Great Side Hustle Ideas?
Image source: Unsplash.com Hardly anyone is completely satisfied with their current salary. Thus, it is natural to see so many individuals looking to expand the number of their income sources. Starting a side hustle is not that hard even if you have been stuck in the same job for years and hardly have any skills. […]
Types of loans in the USA
The world of credit has a dizzying array of options, and it’s often hard to differentiate between them. Your situation is likely to be unique, which is why understanding what options are available and how they differ is important for you to get the best option for your position.