Do you keep a coin jar or a piggy bank? I’ve kept several piggy banks for years. I have some on my dresser and one in the car, just in case. Sometimes I drop in spare change and others, I drop in cold hard cash. When it’s time to cash out or organize, sometimes the […]
Personal Finance
How Much Money Should You Tip At Massage Envy?
It isn’t always easy to figure out how much to tip in America. We tip everyone from coffee baristas to massage therapists. However, the amount varies quite a bit. When you get a massage at an affordable place like Massage Envy, it’s hard to know what’s fair to tip. But it’s important that you do […]
Things You Should Know About Mortgages
When it comes to buying a new home, a mortgage is something you hear about from time to time. Specifically, a mortgage is a tool used by many people when borrowing money from a lender to make a house purchase. Thus, if you see yourself paying a mortgage for the next couple of years, then […]
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Is It OK to Use a Check With an Old Address?
It is not often we use checks. When we do, it’s for something worthwhile or required. If it has been a while since you pulled out the old checkbook, you may notice an old address listed. If that’s the case, you may wonder, is it ok to use a check with an old address? We […]
Three Things To Do When You’re Dead Broke
Have you ever thought to yourself ‘I am dead broke’ and knew it was the truth? I’m talking no food in the house, scrounging around for spare change to buy your bus pass, kind of broke. It happens to lots of people. Hourly workers and those who have dependents are especially vulnerable to hitting a […]
Money Psychology: 4 Key Questions from a Money Author
Money psychology is one of the most fascinating aspects of personal finance for me. So often, our money decisions aren’t made from places of logic. Instead, we make those decisions from the heart. Our emotions can confuse our finances. I’m always working on this myself, so I was intrigued to see a New York Times […]
Five Benefits of Using Price Comparison Websites
Price comparison websites have surged in popularity in recent years. There’s a valid reason for that: they help consumers realize better value when they buy a product. As e-commerce becomes an even bigger part of the average person’s shopping experience, the role of comparison websites will only increase. The following are some of the major […]
4 Fun Money Apps to Gamify Your Finances
There’s technology. There’s finance. And then there’s the new world of fintech, in which tech companies create tools to assist you with your finances. Gamification is a great way for tech companies to keep you interested in their products. Therefore, it’s no surprise that there are some fun money apps available to gamify your finances. […]
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What You Need to Know About Revolving Debt VS Fixed Payment Debt
Debt is not one-sided. While the headlines scream at us about how much debt Americans carry and how much people struggle to make their payments- no one mentions there are different kinds of debt. Debt’ is not just a catch-all term. We use it that way, but many types of it can mean different things […]
How Do You Show Proof of Income if You Are Self Employed?
I have been self employed for well over a decade. Based on my experience, it has gotten a lot easier to show proof of income for self employed individuals in recent years. In particular, it’s a lot easier to show that proof as a gig worker/ freelancer/ independent contractor than it was a decade or […]