Each generation is different from those that come before and after it. There are a lot of complicated reasons for that, of course. Put simply, though, society shapes us. Therefore, what we experience as we grow up tends to shape our behavior. This is particularly true when it comes to money. Of course, within each […]
Personal Finance
Best Money Blogs to Read in 2019
Recently I’ve been updating my RSS feed reader to reflect the best money blogs of 2019. I have been reading different money blogs for a really long time. The list of the ones that I read is long. However, the list of those that are truly the best money blogs is much shorter. I try […]
What to Know Before Cosigning a Loan
If you are thinking about cosigning a loan, then there a few things that you should educate yourself first. I have cosigned a few loans in my lifetime. Each of those experiences worked out perfectly fine, which I attribute to the research, in-depth thought process, and boundary-setting that I did before I agreed to do […]
Ways to Tackle Debt for the Good of Your Wallet
Debt, it’s a filthy four letter word that gets tossed around a lot more than most people would like. Yet, many people are swimming in it like beautiful blue water off the coast of Hilton Head Island in South Carolina. And for what? Student loans, car payments or frivolous spending? If you’re drowning in debt, […]
Early Retirement Facts vs. Fiction: Dispelling Some Money Myths
It’s difficult to parse out the early retirement facts from the fiction or myths. After all, these days, it’s hard to even define what early retirement really means. There’s a big movement to retire early. FIRE (Financial Independence, Retire Early) has caught on. As it has, though, the writing around it has perpetuated certain myths. […]
How to Get Free Gift Cards
I almost always get free gift cards by using my credit card rewards points. However, I would prefer to use my credit card rewards to get cash back. Therefore, I’ve been looking into new options to get free gift cards. Many apps allow you to earn free gift cards. Plus there are some great deals […]
Here Are the Top 7 Frugal Living Books You Should Read Today
I have read a lot of frugal living books. I’m a fast and voracious reader. My favorite books are usually non-fiction, including memoir. I like to use books to help me figure out new ways to improve upon my own life. I have learned a lot about frugal living from the books that I read. […]
How to Get Cash Back with the Earny App
If you aren’t using Earny yet, you are missing out. This is a tool that allows you to get cash back on your previous purchases. In other words, if you are spending money anyway, then a tool like this can help you reduce your costs. Of course, you save more money by not spending in […]
Pros and Cons of Tiny Homes for Frugal Living
Tiny homes offer many benefits. If you take up less space, you reduce your eco-footprint. You also have less to take care of which frees up your time. Of course, saving money is also another reason to live in a tiny home. For example, a smaller space requires less energy. Therefore, tiny homes usually mean […]
The Challenges of Starting a Small Business
Starting a new business is always a big leap of faith for so many people. You have decided to start something for yourself and be your own boss, but you don’t know how things may turn out. One certain thing is that you can’t start a business today and expect it to be thriving tomorrow. […]