Just like debit cards and cash, using a credit card can be a great way to handle your finances properly. It refers to a payment card which a cardholder can use to pay for the purchases with an understanding that they’ll pay the card issuer with the amount borrowed along with other charges.
Personal Finance
What is the Easiest Way to Build Credit From Scratch?
Approximately 21% of the American population has a credit score above 800, which is where you eventually want to be. This three-digit number talks a lot about our financial health. Why is it important to have a good credit score? A good credit score has many benefits like lower interest rates, quick loan approval, and […]
What Are Some Great Side Hustle Ideas?
Image source: Unsplash.com Hardly anyone is completely satisfied with their current salary. Thus, it is natural to see so many individuals looking to expand the number of their income sources. Starting a side hustle is not that hard even if you have been stuck in the same job for years and hardly have any skills. […]
Types of loans in the USA
The world of credit has a dizzying array of options, and it’s often hard to differentiate between them. Your situation is likely to be unique, which is why understanding what options are available and how they differ is important for you to get the best option for your position.
Many Try To Dismiss Gold and Fail
Unlike many other assets, the value of gold has been maintained throughout history. It is considered as a great way to preserve wealth between generations. The Use of Gold Through History A review of the history of gold shows that it has been used as currency throughout advanced civilization. Even with the adoption of paper […]
4 Reasons Teens Should Learn About Money
It seems obvious that teens should learn about money. However, financial education for teens is sorely lacking. Many high schools offer little or no assistance in helping teens learn about money. While some parents make this a priority, others don’t focus on it at all. It might help both parents and educators to understand exactly […]
Givling App: Play Trivia, Win Money to Repay Mortgage or Student Loans
The Givling app has been around for a few years. However, in the last year or so, it’s really gained traction. More and more people are on their phones playing trivia. It’s promoted primarily as a “student loan repayment” app. However, you can also win money to repay your mortgage. So, if you have student […]
The Bad or Worse Choice for Emergency Loans – 401K or Payday
Unforeseen circumstances come up all the time and running short of cash is not unusual. When your savings are just not enough to cover expenses, you may need to look for emergency loans. Getting that cash advance is understandably not easy when your credit score is unimpressive and you’re running out of options quickly. What […]
What is a Solo 401K?
If you are self-employed, then you might want to establish a Solo 401k. It is a retirement savings option available to people who work for themselves. If you own your own business and your only other “employee” is your spouse, then you still qualify for a Solo 401K. However, if you have your own business […]
Don’t Get a PayDay Loan. Do These Things Instead.
If you’re in a financial bind then it can be really tempting to get a PayDay Loan. Maybe you walk by a store advertising them. More likely, you realize that you can easily access these immediate loans online. It’s tempting … but it’s a mistake. The Problem with PayDay Loans PayDay Loans are predatory. In […]