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From Frugal to Free
Frugal adventures on the road to financial freedom.

Author: Adam Spraker

  • Better Life

10 Classic Cars from the 60s Worth Big Bucks in the Modern Market

Posted on January 5, 2024January 4, 2024by Adam Spraker
1969 Plymouth Roadrunner.

The 1960s might be the most excellent era for the sports car. Manufacturers were figuring out what consumers wanted and were delivering with power and sophistication. This decade has some of the most collectible vehicles ever made, some fetching a hefty price at auction. If you see these cars cruising Main St., know they have […]

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  • Better Life
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    • Travel

24 Overrated Tourist Attractions That Aren’t Worth the Entry Fee

Posted on January 3, 2024January 3, 2024by Adam Spraker
Young tourist woman viewing a map

Have you ever been super excited to check out a place on vacation, only to get there and be extremely let down? I know I have. Unfortunately, tourist traps are everywhere, oftentimes costing a lot of money. Some may be worth it, but you should avoid others at all costs. Even though they seem glamorous, […]

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  • Better Life

12 Retro Video Games That Are Collectors’ Gold Mines

Posted on January 3, 2024January 2, 2024by Adam Spraker
Boy playing video games.

Video games have gone from a fun hobby I played as a kid to a big business. Whether it’s tournaments with big payouts or collectors selling vintage games, there is no doubt money is being made in this industry. It makes me wish I could go back and save some of my favorite games of […]

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  • Frugal Tips
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    • Personal Finance

24 Smart Money Moves to Make Before You Turn 30

Posted on December 31, 2023January 2, 2024by Adam Spraker
woman working out in gym lat pull down muscles

As we age, different aspects of life become increasingly important. We grow up, and we realize the benefits of a stable future. But how do we get there? For a lot of us, this can be a challenging endeavor. Fortunately, we are not the only ones trying to accomplish this feat, and there are support […]

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  • Frugal Tips

15 Affordable Cars with the Best Fuel Efficiency

Posted on December 30, 2023December 29, 2023by Adam Spraker

Everyone wants to save some money when they pull into the gas station. Gas is expensive, so finding the right car with the best possible gas mileage can save you from dreading the pump. There are a lot of great deals out there, but what is the best option for you? Luckily, research has been […]

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  • Frugal Tips

24 Innovative Ways to Stretch Your Dollar Further

Posted on December 29, 2023December 29, 2023by Adam Spraker
40 year old woman working on estate planning

Inflation has put a stranglehold on the finances of Americans, and many find themselves trying to stretch their dollars as far as they can before payday hits. To alleviate some financial stress, people have used clever tricks to keep more cash in their wallets. Use these hacks daily to save some of your money. 1. […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.
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