The value of a traditional four-year college degree is under more scrutiny than ever before, and not all educational bets are created equal. The financial gap is wide and telling, especially when comparing the return on investment for graduates from top-tier universities like Harvard to those from less renowned institutions. Recent research has spotlighted colleges […]
Education
Museums 4 All
If you have kids, I know you are always searching for activities to engage them. Sometimes it’s playdates and parties, but other times you’re looking for more enriching ideas. One way to engage their creativity and provoke deeper thinking and imagination is through art. Museums could be a good start. If you would like your […]
5 Examples of Sunk Cost Fallacy
The sunk cost fallacy is a behavior that most people exhibit to one degree or another. It can also show up as a business issue. Put into a phrase you might already know, it basically means that you’re willing to throw good money after bad. Let’s look at five examples of sunk cost fallacy. See […]
Is There a New Text Message Scam? How to Be Safe.
Recently I’ve received a surge in text message scam stuff. In the past, I’d get something spammy occasionally. However, this week it’s been a deluge. I’m not sure if my name got on some list or if there’s a new scam out there or what, but it’s frustrating. Here’s what I’ve been getting along with […]
My Five Money Challenges
A couple of weeks ago, I shared with you what I was learning about My Childhood Money Classrooms from Rachel Cruze’s book “Know Yourself Know Your Money.” I revealed that the way I grew up was a combination of her Anxious and Unstable classrooms. If you read that post, you’ll know that means that the […]
Learning My Money Mindset
Recently I’ve been reading Rachel Cruze’s book “Know Yourself Know Your Money.” If you’re not familiar with her, she’s money guru Dave Ramsay’s daughter. Plus she’s a finance professional in her own right with tons of great advice and information. At the beginning of the book, she discusses your money mindset as established by your […]
Here Are the Top 10 Frugal Living Books You Should Read Today
If you want to stay inspired to live frugally, then you need constant reminders and tips. Otherwise, it’s just too easy to slip back into senseless spending. Plus, you can always learn to do things a little bit better, right? Here are the top frugal living books for you to read today: Why Read Top […]
What Causes You to Get Audited By the IRS? When to Worry About Government Tax Audits
Are you worried about getting audited by the IRS? According to a recent statistic, the IRS audits about 1 out of every 220 taxpayers. A decade ago, your chances of being audited were about 1 in 90. Even though your chance of being audited by the IRS is less than one percent, the fear of […]
4 Fun Money Apps to Gamify Your Finances
There’s technology. There’s finance. And then there’s the new world of fintech, in which tech companies create tools to assist you with your finances. Gamification is a great way for tech companies to keep you interested in their products. Therefore, it’s no surprise that there are some fun money apps available to gamify your finances. […]
#LearnOnTikTok: Financial Advice on Social Media
Like many people my age (40), I consider myself to be generally tech savvy but not necessarily on top of all of the things “the kids” are doing online. I see a lot of value in social media and utilize some of it, but I’m not an early adopter of new platforms. I limit my […]