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From Frugal to Free

Frugal adventures on the road to financial freedom.
  • Frugal Tips

15 Practical Ways to Save on Entertainment and Leisure

Posted on January 9, 2024January 9, 2024by Chris Phelan
Entertainment food and savings budget

Being entertained, having fun, and enjoying your time is part of life, but unfortunately for many people, doing so has become more expensive lately. Fortunately, there are countless ways to save on entertainment and leisure. Some of these tips and tricks are so practical and straightforward you’ll be shocked you haven’t implemented them already! 1. […]

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  • Better Life

15 Reasons Your Budget Isn’t Working (and How to Fix It)

Posted on January 9, 2024January 9, 2024by Adam Spraker
Portrait of smiling modern woman in blouse and white pants with piggy bank searching for carpet cleaning service on a smartphone while laying on white carpet at modern home in sunny day.

Money management is a problem that many Americans are having these days. Sometimes, the daily expenses of life have gotten a little out of hand. But it’s not like we can board ourselves indoors and ignore our bills? Fortunately, there is a method to proper budgeting for all of life’s little obstacles. 1. Set your […]

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  • Frugal Tips

15 Hidden Dangers of Ultra-Cheap Travel Deals

Posted on January 9, 2024January 9, 2024by Tim Thomas
Woman booking travel tickets

The allure of ultra-cheap travel deals can be hard to turn down, but beneath the façade of less money for more value while on the move, hidden dangers can swiftly turn your dream vacation into a seething nightmare. Other than the subpar service deliveries you can expect from too-cheap-to-be-true travel deals gone wrong, some make […]

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  • Personal Finance

13 Habits of Highly Financially Successful People

Posted on January 9, 2024January 9, 2024by Chris Phelan
Savings Jar with Coins

If most people were honest with themselves, they’d admit they would prefer if they were rich. There’s no shame in that; being financially successful means not succumbing to the daily stress millions of men and women face. What are the secrets of the most financially successful people? As it turns out, there are no secrets; […]

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  • Frugal Tips

24 Clever Hacks to Save Money on Everyday Expenses

Posted on January 9, 2024January 9, 2024by Chris Phelan
Piggy bank saving money wearing sunglasses

Listen up, everyone: It’s time to save some serious cash! While spending less is often easier said than done, there are countless tips and tricks to lessen the load on your wallet. Today, we’re taking an in-depth look at two dozen clever everyday hacks that will help anyone with ever-increasing expenses. The more of these […]

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  • Better Life

24 Retro Children’s Books Worth More Than You’d Expect

Posted on January 9, 2024January 9, 2024by Adam Spraker
Kay Nielsen's Illustration

I always find it fascinating to discover how expensive some collectibles are. Books are sought-after items that collectors want on their shelves. Some of the famous books that shaped my childhood have become valuable and rare. If only I could go back in time and save some of these books I grew up reading. 1. […]

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  • Frugal Tips

15 Cost-Effective Home Organizing Ideas That Work Wonders

Posted on January 8, 2024January 8, 2024by Samuel Alimi
Woman Decluttering And Doing Laundry At Home Organizing

Organizing your home could be the closest feeling to being completely in charge. You know the pinpoint coordinate of every jar, the exactness of a coat rack in an entryway, and wouldn’t go amiss searching for needle-sized items even in the dimmest of the dark. If you’re in the process of organizing your crib but […]

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  • Making Money

24 Antique Books That Are Worth a Small Fortune

Posted on January 8, 2024January 8, 2024by Veronica Booth

While some antique books sell for pennies at thrift stores and used bookshops, others are sold for more than the price of a new house. First editions or special editions of iconic literary works can sell for thousands and, in some cases, millions. People value first editions, copies signed by the author, misprints, original dust […]

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  • travel tips

18 Essentials for Budget Travel: What To Pack To Save Money

Posted on January 8, 2024January 8, 2024by Sarah Paul
Planning travel on a budget, map, notebook, money jar

Packing smart and planning can save you a ton of money when traveling, especially if you’re on a budget. It can be the little things you don’t realize you need until you’re in the heat of the moment, which can be a stressful experience. 1. Compression Packing Cubes These are lifesavers when saving space and […]

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  • Frugal Tips

24 Tips for Eating Healthy Without Draining Your Wallet

Posted on January 8, 2024January 8, 2024by Veronica Booth
Woman shocked at high food prices

If you’re trying to eat healthier, you’re not alone. But it’s frustrating how expensive vegetables are compared to microwaveable chicken nuggets. Plus, fresh produce seems to spoil in a heartbeat, causing you to toss the healthy, pricey food if you don’t get to it within a few days. One of the best ways to eat […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.
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