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From Frugal to Free

Frugal adventures on the road to financial freedom.
  • Personal Finance

High-Cost Havens: 18 Nations Where Living Expenses Are Steep

Posted on May 30, 2024May 27, 2024by Mia Anderson

Understanding the costs of living worldwide can be tricky and expensive. Whether it’s rent or your morning coffee, some countries charge a lot for the luxury of living there. Here are the top 18 most expensive countries to live in, where enjoying a fancy lifestyle often means paying a high price. #18. Canada With a […]

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  • Career

Tesla Layoffs Hit Nevada Hard with 693 Job Cuts

Posted on May 30, 2024May 27, 2024by Shannon Campbell

After announcing plans to reduce 10% of its workforce, Tesla has shared the next location for mass layoffs.  New Layoff Details The world’s biggest EV manufacturer has finally started announcing the details of its mass staff reduction efforts this year, and a facility in Nevada is the latest location to be hit. Job Cuts in […]

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  • Personal Finance

Federal Student Aid COO Quits Amid College Aid Rollout Disaster

Posted on May 30, 2024May 27, 2024by Shannon Campbell

After overseeing the botched introduction of a new FAFSA, the COO for Federal Student Aid is standing down amid criticisms and controversy. COO Standing Down The chief operating officer for Federal Student Aid in the US will be leaving his position by the end of June, according to an announcement from the Department of Education […]

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  • Career

US Employment Shift: Eliminating Workplace Noncompetes

Posted on May 30, 2024May 27, 2024by Shannon Campbell

The Federal Trade Commission has moved to block noncompete contracts, and a lot of organizations are not happy with the decision. The End of Noncompete Clauses? In another bold step by the US Federal Trade Commission, Americans may see the end of noncompete clauses in the workplace, if their new rule can make its way […]

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  • Better Life

Venice Protests New Tourist Fee at Entrances

Posted on May 30, 2024May 27, 2024by Shannon Campbell

One of the most visited cities in the world is charging an entrance fee for day trips, the first ‘tourist tax’ of its kind. Venice Entry Fee On April 25, the historic Italian city of Venice became the first city in the world to charge an entry fee for day-tripping visitors. The move has sparked […]

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  • Personal Finance

Alphabet Inc. Makes History: Dividends and $70 Billion Buyback Unveiled

Posted on May 29, 2024May 27, 2024by Shannon Campbell

It’s looking to be a good week for Alphabet, as Google’s parent company soars in value on the stock market due to recent announcements for investors. Dividends and Buybacks Alphabet Inc., the parent company of tech behemoth Google, announced on Thursday that it will be issuing its first-ever dividend to investors, as well as authorizing […]

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  • Career

America’s Biggest Unions: Top 22 Players in the Workforce

Posted on May 29, 2024May 27, 2024by Mia Anderson

Unions in America aren’t just a part of the landscape; they are the gears that keep the machine running smoothly. If you’ve ever doubted the power of collective bargaining, let’s take a walk through the lineup of the most influential unions. Skeptical about joining one? Maybe it’s time to reconsider, because who doesn’t want a […]

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  • Career

Medical Data at Risk: UnitedHealth Breach Raises Concerns

Posted on May 29, 2024May 27, 2024by Joe Lysikatos

A huge data breach at one of the country’s leading health insurance providers could mean that your personal information has been compromised. Let’s take a look and see what your options are. Data Breach Bombshell On Monday, UnitedHealth Group announced that hackers had managed to invade their systems in February and stole protected health information […]

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  • Career

Remote-Friendly: 19 Companies Supporting Work from Anywhere

Posted on May 29, 2024May 27, 2024by Mia Anderson

Are you tired of the daily commute and dreaming of more flexibility in your work life? Well, you’re not alone. Many companies are continuing to offer remote work options, recognizing the benefits it brings to both employees and employers. Have you ever wondered how this shift could improve your work-life balance? #1. Google Google has […]

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  • Career

Back to the Office: 19 Companies Ending Remote Work

Posted on May 29, 2024May 27, 2024by Mia Anderson

Many companies initially embraced remote work during the pandemic but have since shifted their policies, calling employees back to the office. This return has sparked debates about fairness, costs, and convenience, yet there are also notable benefits for productivity, coworking, and mental health. Feeling the impact of these changes? #1. Goldman Sachs Goldman Sachs has […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.
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