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From Frugal to Free
Frugal adventures on the road to financial freedom.

Author: Mia Anderson

  • Better Life

10 Things You Should Never Do for Your Kids and 10 Things You Should

Posted on April 19, 2024April 19, 2024by Mia Anderson

Look, times have changed since the good old days when a nickel could buy you a candy bar and a handshake sealed a deal. I get it. The world your kids are growing up in might as well be a different planet compared to the one we navigated. But despite all the newfangled changes, some […]

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  • Better Life

12 Best European Locations for Low Cost Expat Living

Posted on April 19, 2024April 19, 2024by Mia Anderson

Hey there, fellow adventurers! Are you ready to dive into the top European destinations where you can live like royalty without emptying your wallet? Join us on this countdown as we unveil the best places for budget-friendly expat living. So, are you excited to discover your next European haven? 12. Sofia, Bulgaria: Balkan Beauty on […]

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  • Better Life

21 Life-Changing Habits of the Rich and Successful

Posted on April 19, 2024April 19, 2024by Mia Anderson

Gather ’round, kid. You look like you’ve got ambition—the kind that’s itching for a shortcut to the high life. Well, you’ve stumbled upon a goldmine of wisdom, whispered down from those who’ve climbed the ladder, cut the corners, and maybe greased a few palms along the way. Want a peek into the habits that sculpted […]

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  • Better Life

25 Ways the American Dream Is OVER

Posted on April 19, 2024April 19, 2024by Mia Anderson

The American Dream, once a shimmering beacon of hope and prosperity, seems to be fading into the rearview mirror of a rapidly changing society. It’s not just that the white picket fences are peeling; the whole concept feels like a relic of a bygone era, clashing with today’s realities and tomorrow’s aspirations. Let’s take a […]

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  • Personal Finance

21 Things Our Grandparents Failed to Teach Us

Posted on April 19, 2024April 16, 2024by Mia Anderson

Alright, listen up, whippersnappers. As a card-carrying member of a generation that thought dial-up internet was the pinnacle of technological advancement, I’ve got some confessions to make. We might’ve taught you the value of a hard day’s work and how to balance a checkbook, but we dropped the ball on a few lessons. In our […]

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  • Personal Finance

21 Things the Pension Industry Doesn’t Want You to Know

Posted on April 19, 2024April 16, 2024by Mia Anderson

Ah, pensions—the financial equivalent of a promise for a worry-free retirement. But before you start dreaming of beachside retirement homes and endless golf rounds, let’s peel back the curtain on the pension industry. It’s not that they’re the big bad wolf of the financial world, but there are a few secrets tucked away in their […]

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  • Better Life

20 Wasteful Things We Don’t Need

Posted on April 19, 2024April 16, 2024by Mia Anderson

In an era where minimalism is more than just a buzzword and “decluttering” has become a mantra for peaceful living, it’s high time we take stock of what’s truly necessary. The truth is, our lives are cluttered with a plethora of things we’ve been convinced we need, but in reality, they do nothing but drain […]

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  • Personal Finance

America’s Biggest Car Failures: 25 Models to Avoid

Posted on April 19, 2024April 19, 2024by Mia Anderson

Who doesn’t love a good car disaster story? The American automotive industry, a beacon of innovation and success, has also had its share of flops that resonated globally. Ever wondered which US cars were laughed off the stage? Or perhaps, which ones you should avoid if you’re keen on both safety and retaining your sanity? […]

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  • Better Life

18 Reasons You’re Going to Have to Rethink That Nursing Home

Posted on April 17, 2024April 15, 2024by Mia Anderson

When it comes to planning for the golden years, the traditional nursing home route seems almost predestined. However, with changing lifestyles, rising costs, and a keen eye on quality of life, that path is increasingly under scrutiny. Is it really the best option for aging gracefully, or is it a relic of past generations’ lack […]

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  • Frugal Tips

23 Items You Should Never Buy at a Thrift Store – and Why!

Posted on April 17, 2024April 15, 2024by Mia Anderson

In the shadowy aisles of your local thrift store, where the air hums with the whispers of a thousand forgotten stories, lie hidden dangers masquerading as bargains. This is no ordinary shopping expedition; it’s an adventure into the unknown, where not all that glitters is gold, and some treasures come with a curse. Listen closely, […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.
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