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From Frugal to Free
Frugal adventures on the road to financial freedom.

Author: Mia Anderson

  • Travel

20 Cities Where You Can Bag An Affordable Vacation Home

Posted on March 31, 2024March 30, 2024by Mia Anderson

Embarking on the search for an affordable vacation home? The dream of a second residence doesn’t have to clash with your budget. Across North America, from the vibrant towns of Mexico to the serene landscapes of Canada and the diverse beauty of the USA, there are plenty of spots where the allure of owning a […]

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  • Finance

20 Most Expensive Cities to Have a Second Home in the U.S.

Posted on March 31, 2024March 30, 2024by Mia Anderson

Owning a second home is a symbol of success for many, providing a private escape or a potential source of rental income. However, the dream of buying in some of North America’s most desirable locales can come with a steep price tag. Here’s a countdown of the 20 most expensive cities to buy a second […]

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  • Career

19 Jobs You Can Still Do Once You’ve Retired

Posted on March 30, 2024March 29, 2024by Mia Anderson

As the retirement chapter opens, it doesn’t necessarily signal the end of work. In fact, for many, it’s the perfect time to explore new opportunities, pursue passions, or simply stay engaged and active in the workforce on a more flexible basis. Whether you’re looking to supplement your income, keep your mind sharp, or dedicate time […]

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  • Career

23 Reason Why New Yorkers are Abandoning Their City

Posted on March 30, 2024March 29, 2024by Mia Anderson

New York City: a dazzling mosaic of culture, energy, and ambition. Yet, even the most glittering metropolises have their challenges, and recent years have seen some New Yorkers pondering life beyond the iconic skyline. Here’s a look at why some residents are exploring new possibilities, driven by a mix of personal, economic, and lifestyle factors. […]

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  • Finance

18 U.S. Cities Where You Can Still Afford a Family Home and How Much

Posted on March 30, 2024March 29, 2024by Mia Anderson

Searching for a family home in the U.S. doesn’t have to break the bank. Across the country, there are cities where the dream of homeownership is still within reach, combining affordable living with quality of life. Let’s take a closer look at 18 such cities and what makes each a unique place to call home. […]

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  • Finance

22 Items You’re Better Off Buying Second Hand and Why

Posted on March 30, 2024March 29, 2024by Mia Anderson

In a world where the new often overshadows the sensible, there’s a treasure trove of value in the second-hand market. From cars to couture, the savings and stories behind pre-loved items can make them far more valuable than their brand-new counterparts. Here’s a list of 22 items that savvy shoppers should consider buying used, and […]

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  • Finance
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    • Travel

21 Cities That Offer Cash Incentives for Relocating

Posted on March 29, 2024March 28, 2024by Mia Anderson

Dreaming of a new start with a sweet financial incentive to boot? From bustling American cities to tranquil European villages, these 21 destinations around the globe offer compelling reasons to pack your bags. Not only do they promise a change of scenery, but they also come with financial perks ranging from cash incentives to tax […]

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  • Finance

Property Space You Can Get for $1000 a Month Across the U.S. – From Biggest to Smallest

Posted on March 28, 2024March 28, 2024by Mia Anderson

The quest for affordable living spaces across the U.S. paints a vivid picture of how far $1,000 can stretch from one city to another. This journey through America’s diverse rental market showcases not just the square footage you can snag for your budget but also the quality and locale you might expect. Here’s how property […]

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  • Finance

Buying Water: 20 Personal Care Products That Are At Least 90% Water

Posted on March 28, 2024March 28, 2024by Mia Anderson

With savvy marketing and sleek packaging, it’s easy to overlook ingredients and miss the fact that many of our daily essentials are predominantly made of H2O. Let’s sift through these common 20 personal care products, so you can choose more wisely, and let every drop count. #1. Facial Toners Toners often promise a balanced complexion […]

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  • Finance

19 Gig Economy Gigs That Aren’t Going to Give You Financial Success

Posted on March 28, 2024March 28, 2024by Mia Anderson

The gig economy seduces with the promise of flexibility and freedom, yet not every gig is a golden ticket to financial stability. For those searching for alternative income streams, distinguishing the lucrative from the lackluster is crucial. Here’s a look into 19 gigs where the financial return might not match the effort invested. #1. Ride-Sharing […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.
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