Hi y’all! I bet you thought I’d forgotten you. Never fear! I’m back from vacation, I’m starting a new schedule and I’m ready to be blogging again. I’m playing catch-up with my nonprofit job but you can expect a San Diego recap tomorrow. I’ve also got exciting debt news, job news and some lifestyle hopes […]
Author: Kara
Off to San Diego Tomorrow!
The time has arrived! I head off to San Diego at 7am tomorrow morning (woof, early flight). I’m excited and a little nervous. I really want to enjoy my time away and with my besties but I also want to remain true to my budget. I only have $2,400 left on my loans and come […]
Smart or Dumb: The Decision is In!
A few days ago I asked the second question in my ‘Smart or Dumb’ series. I was torn between using some of my emergency fund cash ($1000) to help pay off my remaining debt this month. I’ve been carrying debt since 2011 and I am only $2,700 away from being debt free. As any reader of […]
I’m Only Semi-Responsibly Using My Credit Card
This past January I opened my first credit card in two years. I love the idea of credit cards but I had to give it up. I was using it just irresponsibly enough to make a dent in my finances that I didn’t want. I never raked up credit card debt into the thousands the […]
A Rant on Unexpected Expenses
If there is one thing in this wide world of ours that I hate, it’s unexpected expenses. Charges that come from out of left field and totally knock your budget and spending for a loop. Sometimes you can plan for them and of course you should have an emergency fund for the big things, but […]
Smart or Dumb: Using E-Fund Money to Pay Off Debt?
Welcome back for another round of Smart or Dumb! Smart or Dumb is a series here where I present a financial question I have to my readers. I’ll present the question and you dear readers, must choose definitively one side, Smart or Dumb. You can’t waffle in between or play the devil’s advocate. You pick […]
April Debt Payoff- $4,100 Paid Off!
Another month has come and gone. Where is this year going? I really feel like NYE was just a second ago! Life moves pretty fast man. Despite the time just flying by I am really glad April is over. My coaching jobs ends in two weeks, thank god. It’a huge time commitment and sucking up […]
Being The ‘Broke One’ Sucks
For my entire life I have been the ‘broke’ friend in the group. Growing up, my family never had a lot of money. I started my first job when I was 14 and I’ve been working ever since. This year, my 27th of life and my 13th of work, is set up to be my […]
Another Loan Bites the Dust: The End is in Sight!
Celebrate with me dear readers, because I just paid off another loan! I got paid unexpectedly today. A deposit appeared in my checking account from my catering company that I wasn’t expecting until next week. I got my weeks mixed up and thought that I was going to be paid a week later. Yesterday also […]
Guest Post: Why and How I Save Aggresively
Today we have a guest post from another personal finance writer out there in the blogosphere, Lauren Campbell! Lauren graduated from college in May 2013 and has since lived in three different states. She’s a firm believer that freedom is better than anything you could buy at a store and that adventures are always worth […]