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From Frugal to Free
Frugal adventures on the road to financial freedom.

Author: Susan Paige

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Are Your Payment Methods Costing You Money? 

Posted on September 7, 2021by Susan Paige

We spend so much time choosing the right bank, comparing prices on Amazon with the in-store price tags, and developing other various habits to save money wherever we can.. However, we often overlook what we may be losing when we collectively or individually choose one payment method or another. So what to look for when […]

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How You Can Save Money on Groceries

Posted on August 24, 2021by Susan Paige

  Your budget is too tight, and you want to find an easy way to save money in a hurry. One way that you can accomplish that is to cut down your grocery costs. Read ahead to find out how.  Susan Paige

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 How You Can Save Money on College Tuition

Posted on July 3, 2021by Susan Paige

Students in colleges think about their financial independence. They find ways to invest their money, come up with ideas for their startup, and think about how they can save their money on college tuition. It’s possible to save your money if you’re a college student; maybe you should refuse treats or new clothing, but learning […]

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How to Go to Study Abroad and Save on It

Posted on June 30, 2021June 30, 2021by Susan Paige

Some students are focused on getting enrolled in their preferred college or university, even if it is abroad. This goal ignores the fact that aside from tuition fees, they also need to think about other expenses, like accommodation, traveling, food, school supplies, and other needs. These all require a considerable amount for a student to […]

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The Lessons Frugality Teaches You

Posted on May 3, 2021October 1, 2023by Susan Paige

Living frugally in today’s society can be difficult. Things are expensive and most people are struggling to make ends meet. Susan Paige

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Classic 5 tips for Becoming Pro in Forex Trading

Posted on April 8, 2021April 13, 2021by Susan Paige

In the Forex market, traders should make a plan which will help them get onto the right track. If you cannot produce a better performance, it will be hard for you to reach you goal. Most of the time, you will see that you can’t take the right steps at the right time. This is […]

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Discount Brokerages Are Taking The World By Storm: Get Your Account Now

Posted on February 18, 2021by Susan Paige

Almost every individual on the road to financial freedom sees passive income as a kind of Holy Grail. There are only so many hours you can work in a day, and only so far that budgeting will take you. If you want to progress, you need to either advance in your career or find a […]

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The Risks of Entrepreneurship: 8 Things to Know Before You Make the Leap

Posted on February 11, 2021February 11, 2021by Susan Paige

Quitting your day job and taking the leap into entrepreneurship is a big step, so it goes without saying that there are risks involved. On average, half of new businesses are likely to fail within five years. That’s a big number!  Susan Paige

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  • Personal Finance

All you need to know about Insurance

Posted on January 17, 2021by Susan Paige

A legal agreement between two parties is termed as Insurance. It is an agreement made between an insurer, an insurance company, and the insured, the person taking the Insurance. Insurances are all about the insurer ensuring benefit in the cases of contingency. A contingency is when a particular event causes a loss to the insured. […]

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Never Believe These Four Myths About Personal Financial Management

Posted on January 6, 2021by Susan Paige

Money is a complicated subject, and everyone seems to have an opinion. But then, what should you believe and what belongs to the trash? Answering the question can be tough.  One thing is sure. These four myths about money are pure nonsense. Believing any of these will land you in a lot of financial trouble. […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.
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