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From Frugal to Free
Frugal adventures on the road to financial freedom.

Author: Susan Paige

Hello Box

Posted on June 3, 2020by Susan Paige

Susan Paige

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Cutting Edge

Posted on June 3, 2020by Susan Paige

Susan Paige

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Why is Bitcoin Called Digital Gold? 

Posted on May 18, 2020by Susan Paige

If you have not yet discovered then let us tell you that bitcoin is going to take up the next few decades bringing all prosperity to everyone. Every one of us has till now come across people who compare gold and bitcoins barely realizing the reality as in why at all they need to do […]

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  • Personal Finance

What Happens If You Can’t Pay Your Loan

Posted on May 11, 2020May 11, 2020by Susan Paige

In your daily life, there are financial risks you cannot predict, such as losing your job, higher unexpected costs, or taking unpaid sick leave due to an injury, for instance. If you find yourself in this type of situation, you might not be able to pay your installments at all, or you’ll end up with […]

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  • Personal Finance
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The Advantages of Online Lending Companies

Posted on May 11, 2020May 18, 2020by Susan Paige

Every period of our lives has its ups and downs. As we grow old and mature, we find out that there are many obstacles that we need to face and overcome if we want to be successful. One of the biggest problems that adult people face is loans and owing money. Now, mind you, it’s […]

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  • Frugal Tips

How To Go From The Frugal Spender To Confident Homeowner, Here’s How

Posted on February 20, 2020by Susan Paige

There is one thing that frugal spenders have in common: not wanting to spend money on frivolous things. If you’re a frugal spender, you probably keep an eye on your spending, have a savings account open, and avoid debt at all costs. To most people, purchasing a home is an intimidating process, especially since it […]

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How Direct Deposit Revolutionised the Way We Get Our Money

Posted on January 22, 2020by Susan Paige

When considering how they want to get paid, people usually list several things as most important. They need payroll to be on-time, secure, and to have access to their funds as soon as possible. Even though throughout history, people mostly relied on paper paychecks and cash, most payrolls today are directly deposited into employees’ accounts. […]

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Significant Strategies for Blackjack Tournament

Posted on January 21, 2020September 20, 2023by Susan Paige

Understanding straight-up blackjack strategy is really important in blackjack tournaments. But, there are still a ton of tips and strategy concepts you can learn for tournaments that you’ve never picked up playing regular blackjack in a casino. So before using the latest casino bonuses offered by online casinos, understand these tips thoroughly. Susan Paige

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  • Personal Finance

What is the Easiest Way to Build Credit From Scratch?

Posted on December 20, 2019by Susan Paige

Approximately 21% of the American population has a credit score above 800, which is where you eventually want to be. This three-digit number talks a lot about our financial health. Why is it important to have a good credit score? A good credit score has many benefits like lower interest rates, quick loan approval, and […]

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9 Reasons For Playing At Online Casinos More On Holidays

Posted on November 16, 2019October 23, 2023by Susan Paige

Ever wanted to make your holiday more interesting? Online casinos are the way to go.  They take the thrill of land-based casinos straight to your hotel room, meaning you can play and enjoy yourself without having to lift a finger. Susan Paige

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.
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