Finance

The latest Biden administration rule on 401(k) plans is reshaping how employers manage retirement plans. It’s a complex scenario requiring a fresh understanding of fiduciary duties and provider relationships. This rule aims to protect employees but also imposes new responsibilities on employers.  Revised Fiduciary Standards The U.S. Labor Department’s new rules expand fiduciary investment advice […]

Fast food cravings can be a guilty pleasure, but they come at a cost—literally. We’re peeling back the wrapper on the 17 most expensive fast food menu items, showcasing their mouthwatering descriptions and the hefty price tags they carry. Join us as we navigate through the indulgent world of American fast food, where taste meets […]

Traveling abroad brings the excitement of exploring new destinations, but managing different currencies often comes with the challenge. Luckily, there are numerous places where the U.S. dollar is widely accepted, offering convenience and ease for travelers. In this guide, we’ll explore 20 surprising destinations where the U.S. dollar holds its value, allowing you to enjoy […]

If you’re interested in a different type of investment to add to your portfolio, consider these ten types of everyday collectibles that are likely to gain value in the future. Looking to Diversify? For some people, investing in collectible items can be an effective way to diversify their investing portfolio. And these collectibles don’t have […]

Feeling “rich” is an increasingly elusive concept in contemporary society. Even among those with substantial financial resources, only a mere 8% characterize themselves as truly wealthy. The Perception of the Upper Middle Class A recent Ameriprise Financial survey reveals the intriguing fact that approximately 60% of investors with $1 million or more of investable assets […]

As the cost of living continues to climb, managing your finances smartly is more critical than ever. Adopting frugal living habits can significantly cut down your expenses, paving the way for a more secure financial future. And you don’t have to sacrifice all of your little pleasures, either. We’ve got 25 practical, frugal living tips […]

Cryptocurrencies have revolutionized the financial landscape, offering new possibilities but also introducing unique risks. In this article, we will take a look into the various known cryptocurrency risks to help better understand different implications and ultimately help navigate this evolving digital terrain. Facts About Paying With Cryptocurrency Paying with cryptocurrency differs significantly from traditional methods. […]

Long-term marriage vows were once seen as unbreakable, yet people over 50 are increasingly parting ways.  Older Americans Are Divorcing A 2022 study from The Journal of Gerontology reports that 36% of divorcing Americans are over 50. This surge in “gray divorce”  presents challenges and implications extending well beyond the couple.  Decades of Wealth Need […]

Those approaching the age of 65 may be looking forward to enrolling in Medicare, and assume the program will cover most healthcare expenses. However, new data shows that Medicare is not the one-stop solution many had hoped for regarding healthcare costs.  Facing Financial Hardship The latest study from The Commonwealth Fund (CF) raises concerns about […]

Beauty products can be a hit or miss, and sometimes, it feels like we’re pouring money down the drain when we invest in the wrong ones. From ineffective skincare to disappointing makeup, here are 20 beauty products that might leave you feeling like you’ve wasted your hard-earned cash. #1. Expensive Eye Creams: $50-$100 Despite their […]