As we move into 2024, the upper half of Generation Z are now in their early 20s, moving firmly into adulthood. The financial decisions they make now will impact their credit score into the future. Check out our roundup of credit tips for America’s newest adults. What is a Credit Score? A credit score is […]
Finance
Buying a House in 2024? Here Are the Real Estate Trends to Watch
Real estate trends change frequently, but knowing what to watch for can help you decide when, where, and what to buy when the time comes. Sustainability is Key 2024 is likely to be a greener year for homebuyers, as climate concerns rise and clean energy becomes more of a priority. Buyers in 2024 want to […]
Credit Unions vs. Banks: Tips for Keeping Your Money Safe
Deciding whether to use a credit union or bank can be a tricky process, but knowing what features are important to you in a financial institution is a great place to start. Considering Your Options If you’ve ever wondered whether banks or credit unions are a better fit for your money, it’s a good idea […]
5 Steps to Getting Qualified for a Mortgage
If you’re considering purchasing a home anytime soon, you may have wondered if there are any steps you can take to better position yourself for such a major financial move. The good news: there are some ways you can prepare. How to Know if It’s the Right Time to Buy In 2024, the housing market […]
The Rich Get Richer: Billionaire Wealth Surges as Lower Income Americans Face More Struggles
As the global elite convene at the World Economic Forum (WEF) in Davos, a stark contrast emerges between the burgeoning wealth of billionaires and the financial struggles of the majority. This divide signals a critical examination of current economic systems and their impact on global wealth distribution. Surging Billionaire Wealth The world’s five wealthiest individuals […]
Remote Work Is Transforming Accounting Into a Top Career Choice
As remote work continues to define ways of working, one profession is emerging as the most in-demand: accounting. While tech jobs are usually the poster child for remote work, accounting has now taken the spotlight, offering attractive salaries and flexible work options. This shift is reshaping how and where accountants work, with significant implications for […]
Selling Your Home in Retirement: How to Save on Capital Gains Tax
Selling a home can be a significant financial event, especially for those approaching retirement. Understanding capital gains tax and its implications is crucial for homeowners who stand to profit substantially from their property sales. There are significant challenges and multiple options for homeowners that stand to benefit from downsizing. Understanding Capital Gains Tax Capital gains […]
Crypto News: What The New Bitcoin ETF Means For Investors
With the U.S. Securities and Exchange Commission’s recent approval of the first-ever spot bitcoin ETFs, the investment world is in a flurry of excitement. The development not only adds a new dimension to cryptocurrency investment, but also opens up broader opportunities for both individual and institutional investors. SEC Approves Bitcoin ETFs The SEC’s nod to […]
More Pain for Americans as High Living Costs Continue into 2024
The latest consumer price index reveals a higher-than-expected rise in December, signaling ongoing inflationary pressures. What does it mean for consumers? Higher-Than-Expected Price Increase In December, the consumer price index (CPI) in the United States rose by 0.3%, surpassing economists’ predictions. This unexpected increase brings the annual inflation rate to 3.4%, indicating that inflationary pressures […]
U.S. Economists Remain Uncertain of Financial Future and Warn Any Relief May Be Temporary
The annual American Economic Association meeting left leading economists treading lightly into the New Year. A Meeting of the Minds After the annual American Economic Association meeting, top economists are left battling their short-term optimism vs. their long-term concerns. A Look at Last Year At last year’s conference, analysts were caught up in the unanticipated […]