Unlike many other assets, the value of gold has been maintained throughout history. It is considered as a great way to preserve wealth between generations. The Use of Gold Through History A review of the history of gold shows that it has been used as currency throughout advanced civilization. Even with the adoption of paper […]
Personal Finance
4 Reasons Teens Should Learn About Money
It seems obvious that teens should learn about money. However, financial education for teens is sorely lacking. Many high schools offer little or no assistance in helping teens learn about money. While some parents make this a priority, others don’t focus on it at all. It might help both parents and educators to understand exactly […]
Givling App: Play Trivia, Win Money to Repay Mortgage or Student Loans
The Givling app has been around for a few years. However, in the last year or so, it’s really gained traction. More and more people are on their phones playing trivia. It’s promoted primarily as a “student loan repayment” app. However, you can also win money to repay your mortgage. So, if you have student […]
The Bad or Worse Choice for Emergency Loans – 401K or Payday
Unforeseen circumstances come up all the time and running short of cash is not unusual. When your savings are just not enough to cover expenses, you may need to look for emergency loans. Getting that cash advance is understandably not easy when your credit score is unimpressive and you’re running out of options quickly. What […]
What is a Solo 401K?
If you are self-employed, then you might want to establish a Solo 401k. It is a retirement savings option available to people who work for themselves. If you own your own business and your only other “employee” is your spouse, then you still qualify for a Solo 401K. However, if you have your own business […]
Don’t Get a PayDay Loan. Do These Things Instead.
If you’re in a financial bind then it can be really tempting to get a PayDay Loan. Maybe you walk by a store advertising them. More likely, you realize that you can easily access these immediate loans online. It’s tempting … but it’s a mistake. The Problem with PayDay Loans PayDay Loans are predatory. In […]
Get a High Yield Savings Account Before It’s Too Late
Right now is a great time to put your money into a high yield savings account. That’s because interest rates are particularly high right now. However, some people say that high yield savings accounts are doomed. Therefore, you’ll want to act now, just in case. What Is a High Yield Savings Account? How much interest […]
Is AT&T TV a Frugal Choice?
There are so many different options for streaming television these days. They range from finding specific shows online for free to signing up for full-service access to all of the channels that you love. AT&T TV is of the newest options hitting the market. Is it a frugal choice? What is AT&T TV? AT&T TV […]
Start Wealth Building: 3 Steps to Organizing as the First Phase of Building Wealth
There are many different aspects, stages, and techniques to building wealth. However, if you want to start wealth building, then you have to begin at the beginning. Before you do anything else, you need to get your finances organized. There are three key steps to this first stage. 1. Simplify Your Finances Before You Start […]
Questions from Ex-Spouse Regarding Pension After Divorce
As an ex-spouse you might have a lot of questions about receiving a pension after divorce. If you’re the person with the pension, then you might want to know if your ex-spouse is going to be getting any of those benefits. If you’re the person seeking the benefits, then it’s important to know exactly what […]