If you are thinking about cosigning a loan, then there a few things that you should educate yourself first. I have cosigned a few loans in my lifetime. Each of those experiences worked out perfectly fine, which I attribute to the research, in-depth thought process, and boundary-setting that I did before I agreed to do […]
Personal Finance
Ways to Tackle Debt for the Good of Your Wallet
Debt, it’s a filthy four letter word that gets tossed around a lot more than most people would like. Yet, many people are swimming in it like beautiful blue water off the coast of Hilton Head Island in South Carolina. And for what? Student loans, car payments or frivolous spending? If you’re drowning in debt, […]
Early Retirement Facts vs. Fiction: Dispelling Some Money Myths
It’s difficult to parse out the early retirement facts from the fiction or myths. After all, these days, it’s hard to even define what early retirement really means. There’s a big movement to retire early. FIRE (Financial Independence, Retire Early) has caught on. As it has, though, the writing around it has perpetuated certain myths. […]
How to Get Free Gift Cards
I almost always get free gift cards by using my credit card rewards points. However, I would prefer to use my credit card rewards to get cash back. Therefore, I’ve been looking into new options to get free gift cards. Many apps allow you to earn free gift cards. Plus there are some great deals […]
Here Are the Top 7 Frugal Living Books You Should Read Today
I have read a lot of frugal living books. I’m a fast and voracious reader. My favorite books are usually non-fiction, including memoir. I like to use books to help me figure out new ways to improve upon my own life. I have learned a lot about frugal living from the books that I read. […]
How to Get Cash Back with the Earny App
If you aren’t using Earny yet, you are missing out. This is a tool that allows you to get cash back on your previous purchases. In other words, if you are spending money anyway, then a tool like this can help you reduce your costs. Of course, you save more money by not spending in […]
Pros and Cons of Tiny Homes for Frugal Living
Tiny homes offer many benefits. If you take up less space, you reduce your eco-footprint. You also have less to take care of which frees up your time. Of course, saving money is also another reason to live in a tiny home. For example, a smaller space requires less energy. Therefore, tiny homes usually mean […]
The Challenges of Starting a Small Business
Starting a new business is always a big leap of faith for so many people. You have decided to start something for yourself and be your own boss, but you don’t know how things may turn out. One certain thing is that you can’t start a business today and expect it to be thriving tomorrow. […]
Where to Get Long Term Car Rentals
I’m looking into long term car rentals. I live car-free in San Francisco. In fact, I have been without a car for the whole thirteen years I’ve lived here. I prefer not to drive if I don’t have to. However, I’m planning on spending a big chunk of the summer in LA, and I’m not […]
My Plan to Make More Money in 2019
I’ve come to the conclusion that I need to make more money in 2019. I always seem to have an ebb and flow when it comes to this topic. There are some years when it’s just not a primary focus. Then there are other times, including right now when it becomes financially important for me […]