There are many different aspects, stages, and techniques to building wealth. However, if you want to start wealth building, then you have to begin at the beginning. Before you do anything else, you need to get your finances organized. There are three key steps to this first stage. 1. Simplify Your Finances Before You Start […]
Personal Finance
Questions from Ex-Spouse Regarding Pension After Divorce
As an ex-spouse you might have a lot of questions about receiving a pension after divorce. If you’re the person with the pension, then you might want to know if your ex-spouse is going to be getting any of those benefits. If you’re the person seeking the benefits, then it’s important to know exactly what […]
4 Fun Money Apps to Gamify Your Finances
Sometimes I think it’s ridiculous how many gamification features apps have today. We shouldn’t have to get rewarded every time we do something online or on our phones. Nevertheless, there’s a reason that they’re so popular; gamification works. The human brains loves the reward of games, so if an app uses game features then we’re […]
Biggest Financial Mistakes: Gen X vs. Millennials
According to a recent Harris Poll, 75% of Americans admit that they have made at least one financial mistake in their lifetimes. More than a third say that they made their biggest financial mistakes because they didn’t have the financial knowledge that they needed in order to make the right choices. Another 22% admitted that […]
Money Is Still a Taboo Topic According to Harris Poll
There’s a section in the book The Financial Diet that says that most people would rather talk about their most intimate sex acts than their finances. A July 2019 Harris Poll confirms that money is still a taboo topic of conversation. They surveyed more than 1000 people, age 22 and older, who have at least $10,000 […]
Title Loan Buyout: All You Need to Know
An unexpected bill or emergency can force you to apply for a title loan. Here you have to use your car as collateral in case you default on the repayments. This involves surrendering your vehicle title to the lender. Fail to repay the loan amount and you risk losing your car. While title loans can […]
A Few Good Reasons to Take Out a Small Loan
You might not believe this, but not all types of debt are bad. If you never take on any sort of debt, how can you build your credit? If you want to buy a car or find somewhere to live, it’s a tremendous help if you’ve already established your creditworthiness. When it’s managed properly, debt […]
3 Ways the Financial Industry is Improving Customer Service
Customer service in the modern world has changed drastically because of the internet. Online reviews about services can either make or break a company. That’s why industries have made customer care their top priority. The expansion of social media and online services has made people more accustomed to fast reliable results. Everything is available at […]
Millennials Shouldn’t Rely on “The Great Wealth Transfer” of Inheritance
In recent years, the media have coined the term The Great Wealth Transfer. This refers to the fact that Baby Boomers have significant money in savings that they could theoretically pass down to their heirs. Big numbers are bandied about. However, millennials shouldn’t rely on the hope of an inheritance to help them resolve their […]
Should You Get an Amazon Prime Account for Prime Day?
I had an Amazon Prime account for years. I was a student when I got it, which meant that I was able to get it at a deep discount. However, when it came time to renew the account this past year, I opted not to do so. Therefore, I have to think carefully about whether […]