An unexpected bill or emergency can force you to apply for a title loan. Here you have to use your car as collateral in case you default on the repayments. This involves surrendering your vehicle title to the lender. Fail to repay the loan amount and you risk losing your car. While title loans can […]
Personal Finance
A Few Good Reasons to Take Out a Small Loan
You might not believe this, but not all types of debt are bad. If you never take on any sort of debt, how can you build your credit? If you want to buy a car or find somewhere to live, it’s a tremendous help if you’ve already established your creditworthiness. When it’s managed properly, debt […]
3 Ways the Financial Industry is Improving Customer Service
Customer service in the modern world has changed drastically because of the internet. Online reviews about services can either make or break a company. That’s why industries have made customer care their top priority. The expansion of social media and online services has made people more accustomed to fast reliable results. Everything is available at […]
Millennials Shouldn’t Rely on “The Great Wealth Transfer” of Inheritance
In recent years, the media have coined the term The Great Wealth Transfer. This refers to the fact that Baby Boomers have significant money in savings that they could theoretically pass down to their heirs. Big numbers are bandied about. However, millennials shouldn’t rely on the hope of an inheritance to help them resolve their […]
Should You Get an Amazon Prime Account for Prime Day?
I had an Amazon Prime account for years. I was a student when I got it, which meant that I was able to get it at a deep discount. However, when it came time to renew the account this past year, I opted not to do so. Therefore, I have to think carefully about whether […]
10 Tips to Pay Off Student Loans Quickly
You can pay off student loans quickly if you put your mind to it. Of course, you’ll have to make some sacrifices. Nevertheless, if you want to make sure that those loans aren’t hanging over your head for years to come then the sacrifices can be worth it. Here are ten strategies to pay off […]
Is Cord Cutting a Frugal Choice? Tips for Reducing the Cost of Streaming TV.
More and more people are using cord cutting to change the way that they watch TV. Personally, I only subscribed to cable TV for about one year of my life. The rest of the time I’ve used streaming services, which is what cord cutters are all switching to today. It can be a great way […]
Get Paid to Do Online Surveys: Is It Worth It?
For awhile I really enjoyed the idea that I could get paid to do online surveys. After all, I already spend a lot of my downtime on my phone. Why not use that downtime to answer surveys and earn some money? However, I discovered that for me, it wasn’t really worth it. That’s not to […]
How to Make $10000 Fast
There have been several times in my life when I had the occasion to wonder how to make $10000 fast. In a way, $10000 is a lot of money. Trying to make it quickly can seem very overwhelming. However, it’s not really so much money that earning it fast is impossible. You actually can make […]
Don’t Use Your 401K to Pay Off Debt
People often move money around especially to pay off debt. This can make a lot of sense. However, be careful about the choices that you make when shifting your money. For example, don’t use your 401K to pay debt. Virtual Money Makes Moving Money Easy I rarely carry cash. I don’t write checks. When people […]