Move over cutlery and new towels; there’s a new wedding gift on the block. More and more couples are asking for help with down payments as part of their wedding gift registry. KaraKara Perez is the original founder of From Frugal To Free. She is a money expert, speaker and founder of Bravely Go, […]
Personal Finance
Big News: You Can Make Bigger Retirement Contributions to Your 401(k) In 2018
The IRS has announced some exciting news for everyone who’s saving for retirement; in 2018 they’re increasing the contribution limit for 401(k), 403(b), most 457 plans, and the Thrift Savings Plan. This is a big deal, especially in light of America’s retirement crisis. KaraKara Perez is the original founder of From Frugal To Free. She is […]
Three Things to Know About Your Credit Cards
You’ve chosen your new credit card, you’re paying off the bill in full each month, and you are generally rocking your responsibility as a credit card owner. Good job! I’m proud of you. Credit cards are sort of a wild beast though. Let’s talk about some of the credit card basics we all should know […]
What’s Up With Freelance Taxes?
Freelancing is often touted as a great side hustle, especially for those in debt. Almost any personal finance blog will tell you to start freelancing to earn some more cash. Freelancing writing, designing, photography- they’re all options! And while that is true, starting a freelance business comes with responsibilities. Specifically, tax responsibilities. The government wants […]
Recovering Expenses After an Accident: Know Your Rights and What Steps to Take
The victim/plaintiff has the burden of proof in negligence cases, and that burden is to establish liability by a preponderance of the evidence (more likely than not). If there are two equally-sized stacks of paper next to each other on a table, and someone moves one sheet from the left to the right, the stack […]
There is No ‘Right Time’ To Learn About Money
So often in the personal finance world we hear these astonishing stories of people climbing out from under a pile of debt, or building a thriving business from scratch. These are stories to be applauded. They also often come with a pivotal moment when the switch flipped and they became a financial ninja. As someone […]
What Happened With Equifax and What It Means for You
So maybe you heard the news: Equifax, one of the countries largest credit bureau’s, had a data breach and millions of people’s information was compromised. This is a BIG DEAL. Hackers going after companies is a part of life in the digital age, but this hack is particularly dangers for consumers. Here’s what happened and […]
How to Determine If You Need a Side Hustle
A side hustle is a popular term used to describe any method of making money outside your primary job. As wages have stagnated and debt has grown in the US, side hustles have gotten a lot of time in the spotlight. Lots of younger people work multiple jobs in an effort to pay their debts […]
5 Tips to Help You Invest in an Established Business the Right Way
Many investors choose to invest in established businesses rather than startups, primarily because established businesses have more chance of securing an investment. With that said, established businesses aren’t always safe to invest in and there are many points one needs to consider before taking a leap of faith. 1. Do Your Research The obvious points […]
What Is a Good Credit Score Anyway?
Credit scores are the financial gift that keep on giving. Or in some cases, that keep on hurting. While you have the power to change your credit score, it does take long term action on your part. If you’re trying to re-build credit at the same time that you’re trying to buy a house, your […]