When the time is right to make a purchase of a special piece of jewelry or a diamond, it’s not necessarily going to be the easiest thing to accomplish. You may have fears and anxiety about buying a diamond from somebody you don’t know whether it’s in the real world or online. It’s such an […]
Personal Finance
Three Things to Consider When Choosing a Credit Card
Seven out of 10 Americans have at least one credit card. 38.1% of households carry credit card debt. We’re a credit loving nation! When it comes to figuring out which credit card is right for you, things get a little murkier. Choosing a credit card is a big decision. You’ll likely use it every day, […]
The Secret to Saving More Money Than Ever Before
I don’t know a single person who couldn’t stand to save a little more money. And the fact of the matter is that Americans are pretty bad savers. According to an August 2017 report, Americans are saving less money as income levels are not increasing. That means we’re earning less and saving less at the […]
Can I Live Off The Interest On a Million Dollars?
When I was a kid, a million dollars was inconceivable to me. It was the amount of money that made you special; you went from being a regular person to being a ‘millionaire.’ I wanted to be part of that club! As I’ve grown, I’ve realized a lot of people become millionaires without having to […]
Noisy Neighbors? 3 Ways to Soundproof Your Apartment
It feels like just yesterday you signed the lease on your charming new apartment. You love the layout, the gleaming hardwood floors and the built-in closets. But as the days go on, you’re finding yourself constantly on edge and can’t quite figure out why. Then you realize; you’re not able to sleep or relax to […]
3 Ways a Budget Helps Your Family
Once you get through college, the next big step in your life is family. Whether you are planning on a small or large family, getting married and starting that adventure is one that can be quite scary. If you are keeping an eye on your finances, the first thing that you might think is that […]
10 Instant Saving Tips
“Adulting” means to do grown up things and one of the grown up things that we all hate doing is paying bills. Let’s face it, adulting sucks and it leaves us without a penny to our name! What’s the point of working hard day in and day out when by the time we finish paying […]
How To Save $2000 in Eight Months (Really!)
When you’ve learned to save money consistently, you’ve reached a certain level of adulthood. Saving is a tricky beast. Your income and expenses can vary, and life has a way of throwing challenges in front of us. With so many variables, it’s important to have some savings strategies you know you can execute well in […]
Credit Score Ranges: What Do They Mean for My Potential Loans?
Credit scores are important to your financial health. According to March 2017 data from ValuePenguin, Americans credit scores are at an all-time high right now at 695! Way to go America. Credit score ranges reach from as high as 850 to as low as 300. What does your score mean for your potential loans and […]
9 Great Ways to Make Extra Money That Don’t Take Up Too Much Free Time
What do you do if you need to earn extra cash but want to maintain your life/work balance? Well, the good news is that there are lots of ways to make a second income that do not take up too much of your spare time. Below we present you with you 9 great ways to […]