It can happen in an instant: you’re powering through life, excelling at your career, perhaps raising a family. And then a car accident or other sudden injury sidelines you. At first, you might be OK, living off of savings or paid leave. But if your disability is a long-term one, you might quickly burn through […]
Personal Finance
The Most Convenient Travel Credit Cards by Effectify
Ever more people prefer traveling without taking a lot of luggage and some extra things that will make it difficult to move freely across a country they are visiting. The same is true for money. It is too complicated to find the most appropriate exchange office and not to lose a certain amount of cash. […]
Cfiresim Review: The Crowdsourced FIRE Simulator
It’s no secret that FIRE (financial independence/retire early) is a goal of mine. When it comes to planning it, retirement calculators are a super helpful tool. Usually, retirement calculators focus on the individual’s savings and spending plan- aka their budget. There’s a new retirement calculator on the block, and it wants nothing to do with your […]
Why A Scarcity Mindset Is Harmful to Your Finances
I’ll be honest here: when it comes to money, I operate from a scarcity mindset. I have been for awhile, and I’ve come to realize that it’s holding me back financially. It’s time to start making some changes so that I can grow personally and financially. So let’s talk about scarcity mindsets and how to […]
Two Negotiation Tactics to Help You Earn More
Negotiating a higher wage is often touted as one of the ‘easiest’ ways to make more money. On its face, that is the truth. Simply asking for more money is a great way to get more money. But it’s not always that simple- you run the chance of being turned down, or of not getting […]
Do I Need a PSA Software for My Business?
There will come a time wherein your small business will need to evolve from doing manual tasks to software that cuts down time, improves overall business profits and margins, gathers pertinent information for detailed reporting and even help your employees with tools that can assist them in performing tasks efficiently. Since running a business can […]
Learn to Save on Used Car Auto Loans
Saving money on a loan sounds like some kind of sick joke, especially in the realm of used automobiles, but whether you believe it or not it is possible to find great interest rates out there in the sea of lenders. It requires the knowledge of your credit score, a little research, and a few […]
How Has Forex Trading Become a Viable Way of Earning Money From Home
There is no doubt about it; we live in a strange social climate at present. After all, while the global economy continues to be restricted by soaring levels of inflation and dwindling real wage growth, technological advancement has evolved to a point where science is fast becoming more omnipotent than nature. This combination of economic […]
3 Creative Ways to Fund Your Start-up
In days, and generations, gone by, the only real way of funding your business start-up was to request credit from your local bank or building society. This required significant collateral in the form of a valuable asset or booked orders, of course, while the regulated nature of the process also made it exceptionally difficult for […]
Oops, I’ve Done It Again: How to Cut Out Common Money Mistakes
Everyone makes money mistakes now and then. It’s only natural human behavior. If, however, you continue to make the same money mistakes again and again, you may wish to take a good look at how you interact with cash. Chances are you make the same common money mistakes everyone makes. Learn to cut them out, […]