As we age, health insurance becomes more crucial than ever. Unfortunately, many of us fall into traps that can cost us dearly. Avoiding these 18 common health insurance mistakes helps you safeguard your health and finances as you get older. #1. Ignoring Long-Term Care Insurance Many people overlook long-term care insurance, thinking they won’t need […]
Personal Finance
25 Simple Lifestyle Tweaks to Save Extra Cash Without a Full-Time Side Hustle
All of us could benefit from boosting our savings, but we can’t all suddenly start a lucrative side gig that pays us an extra $1,000 a month that we can squirrel away. Thankfully, building a substantial savings account doesn’t always require drastic measures. Small, simple changes in your daily lifestyle can significantly impact your financial […]
Retire with Confidence: Tackling Financial Traps in Today’s Economy
As you approach your 50s, financial foresight becomes more crucial than ever. This decade is often your last chance to fine-tune your retirement plan and avoid critical mistakes. But it’s so easy to misstep and scupper your retirement plans. Here, we look at 25 common financial pitfalls you must avoid to secure a comfortable and […]
Insider Shopping: Uncover Grocery Stores’ Hidden Tricks to Save More
Grocery shopping is a routine task for most of us, but many don’t realize the array of strategies grocery stores use to encourage customers to spend more. These tactics are often subtle, playing on human psychology and habits. Knowing these tricks can help you shop smarter, save money, and resist unnecessary purchases. #1. Strategic Layout […]
25 Corner Cutting Wedding Ideas That Just Look Trashy
Weddings are a celebration of love, but they can also be a significant financial burden. According to The Knot, the average American wedding cost a whopping $30,000 in 2022! So you can understand why people want to make savings where possible. While it’s wise to be budget-conscious, there’s a fine line between frugal and cheap. […]
Saving Strategies to Maximize Your Money in 2024
In 2024, savers face a whole host of challenges and opportunities. With anticipated shifts in interest rates, understanding how to maximize returns on savings is crucial. Understanding the Forecast Following a period of high rates, experts are predict a decline in interest rates for 2024. This shift impacts savings accounts, Certificate of Deposit accounts (CDs), […]
Challenges and Opportunities 2024: New IRS Tax Changes
The IRS has rolled out a series of tax code changes for 2024, reflecting adjustments in response to inflation and other economic factors. These updates are crucial for everyone, from the individual taxpayer to families and retirees. The changes affect various aspects of taxation, such as income tax brackets, standard deductions, and retirement contributions, shaping […]
Middle-Income Households Finally Achieving Greater Purchasing Power
In a revealing update from Primerica, middle-income households in the United States are finally seeing a glimmer of financial stability. The latest Primerica Household Budget Index™ (HBI™), which provides an essential gauge of household economic standing, indicates a turn in fortunes, but it’s not all smooth sailing yet. A Positive Shift The HBI™, focusing on […]
24 Habits of Highly Financially Successful People
Building habits early is a massive key to success in the real world and financially. These habits can vary from many different things, but many are just simple habits you can build from the start to ensure financial success and freedom. If you do not follow these habits and neglect to pay attention to them, […]
24 Creative Side Hustles for Supplementing Your Income
Having multiple income streams is your best bet at making some extra cash. Thankfully, countless innovative options exist to make some quick buck while retaining your day job to pay the bills. From e-commerce to freelancing, there’s something for everyone. 1. Package Delivery People who have access to a vehicle can turn their spare time […]