Personal Finance

After overseeing the botched introduction of a new FAFSA, the COO for Federal Student Aid is standing down amid criticisms and controversy. COO Standing Down The chief operating officer for Federal Student Aid in the US will be leaving his position by the end of June, according to an announcement from the Department of Education […]

It’s looking to be a good week for Alphabet, as Google’s parent company soars in value on the stock market due to recent announcements for investors. Dividends and Buybacks Alphabet Inc., the parent company of tech behemoth Google, announced on Thursday that it will be issuing its first-ever dividend to investors, as well as authorizing […]

A cache of artifacts found in Massachusetts and looted from Okinawa, Japan, have been repatriated by the FBI. Treasure Chest in Boston 22 historic Japanese artifacts have been returned to Okinawa from the USA, after they were found in an attic in Boston, Massachusetts.  Return to Okinawa The Boston Division of the FBI arranged the […]

Prospective homebuyers have many options when it comes to financing their new homes, but some loan types can offer the opportunity of homeownership to those who may not have a down payment saved. For those who qualify, USDA loans can be a great path to owning your home. What is a USDA Loan? USDA, or […]

Retirement is emerging as a looming nightmare for the oldest members of Generation X. Despite making up one-fifth of the population, and this generation is silently grappling with the largest wealth gap of any cohort, as revealed in the Schroders 2023 U.S. Retirement Survey. The Retirement Crisis Facing Gen X As Gen Xers, over 65 […]

Drinking habits are having an unprecedented effect on the younger generation’s financial health and vice versa, according to several new studies.  Alcohol to Blame According to a new report by online lending marketplace LendingTree, Gen Z are increasingly blaming their drinking habits for their financial struggles, saying that drinking too much alcohol is stunting their […]

As the cost of living continues to climb, managing your finances smartly is more critical than ever. Adopting frugal living habits can significantly cut down your expenses, paving the way for a more secure financial future. And you don’t have to sacrifice all of your little pleasures, either. We’ve got 25 practical frugal living tips […]

Building multiple income streams gives you financial security and opens new avenues for wealth creation. Passive income, in particular, is an attractive way to earn without the need for active, daily involvement. Be aware, though, that most passive income streams require either money or a lot of effort upfront before they become truly passive. I’ve […]

Having credit cards is a tremendous convenience when making purchases and paying bills. They’re also an excellent method of establishing and building credit. Despite these benefits, credit cards do come with their share of pitfalls. Some of the most common errors, no matter how small they seem, can lead to costly mistakes if you’re not […]

Older generations have long criticized millennials and Gen Z for not investing in real estate. But with the recent housing market crash, the tables have turned. Here are 15 reasons why younger generations can be grateful they were kept off the property ladder. #1. Flexibility  Renting allows easy relocation, perfect for those who love to […]