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From Frugal to Free

Frugal adventures on the road to financial freedom.
  • Frugal Tips

24 High-Cost Subscription Services That Aren’t Worth It

Posted on January 8, 2024January 8, 2024by Ian Ferrero
TV subscriptions.

Subscriptions vary from different things, such as streaming services, sports, shopping, or your favorite hobby. Many companies now have monthly subscriptions just for you to be able to do simple things, especially the ones you could do for free, just a few months ago. While some subscription services may be worth it depending on the […]

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  • Frugal Tips

24 Frugal Yet Effective Gardening Tips for Your Home Garden

Posted on January 8, 2024January 8, 2024by Matt Harris
Woman gardening for fresh produce

Shaping our garden and growing our flowers, shrubs, fruits, and vegetables can provide a massive feeling of satisfaction. Gardening can also help with our physical and mental health, so there are many reasons to get out into your own space and start working. Gardening doesn’t have to be costly: When we head to our local […]

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  • Frugal Tips

25 Clever Hacks for Reducing Your Grocery Bill

Posted on January 8, 2024January 8, 2024by Rebecca Britton
A woman in shock looks into a paper check from a supermarket in a shopping center against the background of an escalator and holds a package with fresh products, price increase

Grocery shopping is a significant part of your monthly expenses, and with prices seemingly always on the rise, finding ways to cut down on that bill can feel like a constant struggle. Thankfully, you can employ plenty of clever hacks to reduce your grocery expenses without compromising on quality or quantity. Here are 25 practical […]

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  • Frugal Tips

15 Secrets of Frugal Fashionistas: Looking Chic on a Budget

Posted on January 8, 2024January 8, 2024by Marianne Paluso
young stylish woman posing with sunglasses and scarf

Many people believe dressing fashionable and chic requires spending a lot of money. However, expensive and designer clothes need not apply to anyone who wants to look stylish. Thinking otherwise can perpetuate unhealthy spending habits and ideas about what being in fashion means. Though obtaining a coveted designer piece can give us a sense of […]

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  • Uncategorized

15 Hidden European Towns You Need to Visit Before Everyone Else!

Posted on January 7, 2024January 6, 2024by Katy Willis
Booking travel for vacation

Social media platforms like Instagram and TikTok have turned the world into an open book, showcasing popular travel destinations like Italy, Switzerland, and Spain. As travelers shake off the last bits of restlessness from pandemic lockdowns, these places often top the list. However, even on vacation, the bustling streets of big cities like Rome and […]

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  • Better Life

Stop the Madness: 14 Obsessions That Are Destroying Your Chance at Happiness!

Posted on January 7, 2024January 6, 2024by Katy Willis
Smiling,Young,Beautiful,Woman

While we often use the term “obsession” casually to talk about our favorite ice cream or the latest social media star, a real obsession is something far more serious and potentially harmful. There are several obsessions that are so widespread, they’re almost universal — and we’d all be better off if they disappeared like the […]

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  • Frugal Tips

25 Creative Ways to Repurpose and Save

Posted on January 7, 2024January 6, 2024by Cassandra Alvarez
young girl and a woman repurposing household items to use in the garden

There’s no doubt that we’re living in a disposable world. Sometimes, it seems like everything we touch is destined to be thrown away. If you’re looking for ways to get more out of what you already own, you’ll love these 25 creative ways to repurpose everyday items. In addition to keeping useful things out of […]

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  • Personal Finance

24 Reasons Why Buying a New Car Is a Financial Trap

Posted on January 6, 2024January 5, 2024by Rebecca Britton
car keys shaking hands salesman

Buying a new car is an exhilarating experience. It’s easy to get caught up in the excitement of buying a new vehicle, but it’s not necessarily the smart choice. Some people consider buying a new car a financial trap based on the long-term financial implications. Based on these 24 reasons, do you agree? Or do […]

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  • Better Life

Dare to Discover: The Nightmarish Creatures Lurking in Your State

Posted on January 6, 2024January 5, 2024by Katy Willis
monster claw

From the Blue Ridge Mountains to the blue waters of the Great Lakes, these vast and mysterious areas are home to more than just wildlife. They harbor mythical creatures that terrorize people, protect trees from loggers, and warn miners from embedding doom. From local versions of the Loch Ness Monsters to indigenous tales told to […]

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  • Frugal Tips

13 Handy Tips for Saving Money on Tech and Gadgets

Posted on January 6, 2024January 5, 2024by Chris Phelan
Fun tech VR headset

For countless people, buying tech and gadgets isn’t just a hobby; it’s a way of life. Every new product released brings an urge to purchase it sight unseen as if it’s another trophy you can add to your collection. While this practice seems like a money pit, if you play your cards right, you can […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.
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