When I first started blogging a few years ago I noticed that a lot of bloggers shared their net worths with their readers. It kind of blew my mind- these people put how much money they had out in the open! Remember that when I first started blogging I had a negative net worth, because […]
Three Things to Know About Your Credit Cards
You’ve chosen your new credit card, you’re paying off the bill in full each month, and you are generally rocking your responsibility as a credit card owner. Good job! I’m proud of you. Credit cards are sort of a wild beast though. Let’s talk about some of the credit card basics we all should know […]
What’s Up With Freelance Taxes?
Freelancing is often touted as a great side hustle, especially for those in debt. Almost any personal finance blog will tell you to start freelancing to earn some more cash. Freelancing writing, designing, photography- they’re all options! And while that is true, starting a freelance business comes with responsibilities. Specifically, tax responsibilities. The government wants […]
There is No ‘Right Time’ To Learn About Money
So often in the personal finance world we hear these astonishing stories of people climbing out from under a pile of debt, or building a thriving business from scratch. These are stories to be applauded. They also often come with a pivotal moment when the switch flipped and they became a financial ninja. As someone […]
What Happened With Equifax and What It Means for You
So maybe you heard the news: Equifax, one of the countries largest credit bureau’s, had a data breach and millions of people’s information was compromised. This is a BIG DEAL. Hackers going after companies is a part of life in the digital age, but this hack is particularly dangers for consumers. Here’s what happened and […]
A Review of Progressive Homequote Explorer
The post is sponsored by Progressive. I’m not a homeowner, but it is one of my favorite daydreams. I spend a lot of time imagining how I’ll decorate, where I’ll make space for friends and family during visits, and how I’ll build a life in my someday home. What I never think about is the […]
How to Determine If You Need a Side Hustle
A side hustle is a popular term used to describe any method of making money outside your primary job. As wages have stagnated and debt has grown in the US, side hustles have gotten a lot of time in the spotlight. Lots of younger people work multiple jobs in an effort to pay their debts […]
What Is a Good Credit Score Anyway?
Credit scores are the financial gift that keep on giving. Or in some cases, that keep on hurting. While you have the power to change your credit score, it does take long term action on your part. If you’re trying to re-build credit at the same time that you’re trying to buy a house, your […]
Three Things to Consider When Choosing a Credit Card
Seven out of 10 Americans have at least one credit card. 38.1% of households carry credit card debt. We’re a credit loving nation! When it comes to figuring out which credit card is right for you, things get a little murkier. Choosing a credit card is a big decision. You’ll likely use it every day, […]
The Secret to Saving More Money Than Ever Before
I don’t know a single person who couldn’t stand to save a little more money. And the fact of the matter is that Americans are pretty bad savers. According to an August 2017 report, Americans are saving less money as income levels are not increasing. That means we’re earning less and saving less at the […]