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From Frugal to Free

Frugal adventures on the road to financial freedom.
  • Better Life

How to Be Productive While Driving

Posted on October 6, 2020by Kathryn Vercillo
Productive While Driving

Do you have to spend a lot of time in your car? Maybe you have a long daily commute. Or perhaps you drive your children around to a lot of activities. Or maybe you find yourself on road trips on a regular basis. Whatever the reason, you can make that time useful for you. You […]

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  • Better Life

Renting an Apartment Through Zumper (Pros and Cons)

Posted on September 30, 2020July 26, 2023by Kathryn Vercillo
zumper

As rents in San Francisco have started to decline for the first time in at least the fifteen years that I’ve lived here, I’ve begun to look into options for renting a new apartment. I’m not necessarily going to move, but I’m considering it. And because I’m the type of person who likes to get […]

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  • Uncategorized

Medicare vs Obamacare: The Differences Explained

Posted on September 28, 2020November 5, 2020by Susan Paige

Did you know that around 44 million people in the United States do not have health insurance and around 38 million do not have enough health insurance? If you are currently looking for health insurance or want to choose better insurance with more coverage but are confused between Medicare vs Obamacare, we are here to […]

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  • Better Life
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    • Frugal Tips

Frugal Facebook Groups to Follow in 2020

Posted on September 25, 2020September 24, 2020by Shay Huntley
Frugal Facebook Groups to Follow in 2020

If you love saving money, you love doing your research. One of the best ways to learn more about savings and connecting to other frugal consumers is through social media. I’m in many groups that align with my likes. From learning the credit card game to marriage advice, there is a group for everything. For […]

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  • Uncategorized

Bankroll‌ ‌Betting -‌ ‌How‌ ‌to‌ ‌Turn‌ ‌a‌ ‌Profit‌ ‌With‌ ‌Sports‌ ‌Investing‌

Posted on September 23, 2020October 23, 2023by Susan Paige

Is saving some income for bankroll betting worth it?

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  • Frugal Tips

10 Household Products You Can Create Yourself to Save Money

Posted on September 22, 2020September 23, 2020by Kathryn Vercillo
Products You Can Create Yourself

  Most of us are accustomed to going to the store to purchase everything we need for the home. Maybe instead you order online and have the items delivered to your door. Either way, someone far away creates the items you use in your home. But there are so many products you can create yourself […]

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  • Uncategorized

Maximize Cashback Opportunities

Posted on September 19, 2020by Shay Huntley
Woman holding emergency funds in the palm of her hand

We all shop, eat out and get gas. If you are a frugal shopper, you love to save. This week I have been looking at how to save more money. Im pretty good about stashing away my check, but wanted more opportunities to save on online purchases. There were a few things I needed to […]

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  • Personal Finance

Money Psychology: 4 Key Questions from a Money Author

Posted on September 16, 2020by Kathryn Vercillo
money psychology

Money psychology is one of the most fascinating aspects of personal finance for me. So often, our money decisions aren’t made from places of logic. Instead, we make those decisions from the heart. Our emotions can confuse our finances. I’m always working on this myself, so I was intrigued to see a New York Times […]

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  • Entertainment

How to Create Your Own Laminated Placemats

Posted on September 16, 2020September 16, 2020by Kathryn Vercillo
diy laminated placemats

If you are looking for a fun new DIY project for your home, then consider making DIY laminated placemats. They provide a simple, easy way to dress up your dining room table. You can change them out weekly or seasonally to give your dining area a fresh, fun new look. Plus, since they are easy […]

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  • Personal Finance

Five Benefits of Using Price Comparison Websites

Posted on September 4, 2020September 14, 2020by Shay Huntley

Price comparison websites have surged in popularity in recent years. There’s a valid reason for that: they help consumers realize better value when they buy a product. As e-commerce becomes an even bigger part of the average person’s shopping experience, the role of comparison websites will only increase. The following are some of the major […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.
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