Your credit score is an important number. It follows you for years and can affect everything from the type of credit card you can open to the type of job you may be hired for to your mortgage rates. Bad credit scores are hard to shake. Can you erase bad credit instantly? Can you fix credit […]
The Real Difference Between The Rich and Poor
The United States is certainly a land divided between the rich and poor. The economic gap has never been wider in this country. While the great recession changed the way money works in the US, personal money management skills go a long way towards making your money work for you. I’m a low-income earner and becoming […]
Cfiresim Review: The Crowdsourced FIRE Simulator
It’s no secret that FIRE (financial independence/retire early) is a goal of mine. When it comes to planning it, retirement calculators are a super helpful tool. Usually, retirement calculators focus on the individual’s savings and spending plan- aka their budget. There’s a new retirement calculator on the block, and it wants nothing to do with your […]
Why A Scarcity Mindset Is Harmful to Your Finances
I’ll be honest here: when it comes to money, I operate from a scarcity mindset. I have been for awhile, and I’ve come to realize that it’s holding me back financially. It’s time to start making some changes so that I can grow personally and financially. So let’s talk about scarcity mindsets and how to […]
Two Negotiation Tactics to Help You Earn More
Negotiating a higher wage is often touted as one of the ‘easiest’ ways to make more money. On its face, that is the truth. Simply asking for more money is a great way to get more money. But it’s not always that simple- you run the chance of being turned down, or of not getting […]
How Has Forex Trading Become a Viable Way of Earning Money From Home
There is no doubt about it; we live in a strange social climate at present. After all, while the global economy continues to be restricted by soaring levels of inflation and dwindling real wage growth, technological advancement has evolved to a point where science is fast becoming more omnipotent than nature. This combination of economic […]
3 Creative Ways to Fund Your Start-up
In days, and generations, gone by, the only real way of funding your business start-up was to request credit from your local bank or building society. This required significant collateral in the form of a valuable asset or booked orders, of course, while the regulated nature of the process also made it exceptionally difficult for […]
What Everyone Should Know About Their Annual Credit Report
Annual credit reports are one of those personal finance phrases that get thrown around a lot in casual conversation. You might hear it referenced when talking about credit cards, or buying a home. But what actually compromises a credit report? How does it affect your money? How often should you get a credit report?
A Checklist to Determine If You’re Ready to Own Property
Owning property has always been part of the American dream. And now, more people are becoming landlords as a way to generate passive income. Home ownership can be a great way to earn some rental income, but you have to be in a good financial place to start. If you’ve been considering buying property, use this […]
How to Make $1000 In One Day
Making $1000 is a day might sound unfeasible for those of us earning average salaries. After all, $1000 a day is $365,000 in a year, a very high income. It’s an ambitious goal, but a little ambition never hurt anyone right? Here are a few ideas for how to make $1000 in one day.