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From Frugal to Free
Frugal adventures on the road to financial freedom.

Author: Mia Anderson

  • Finance

21 Fad Diets That Will Leave Your Wallet Lighter

Posted on June 3, 2024June 3, 2024by Mia Anderson

Diving into the latest diet trends? Hold onto your wallets! While the promise of quick results is tempting, some of these fads are better at slimming down your bank account than your waistline. Let’s take a closer look at which diets might have you spending more than you bargained for. #1. Juice Cleanses Sure, those […]

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  • Finance

22 U.S. Cities Crumbling Under the Homelessness Epidemic

Posted on June 1, 2024May 31, 2024by Mia Anderson

Homelessness in America isn’t just about not having a roof over your head—it’s a complex tapestry of economic, social, and political challenges. These 22 cities, each tell a story of struggle, resilience, and the quest for solutions amidst skyrocketing rents, scarce affordable housing, and systemic barriers.  #1. Los Angeles, CA Los Angeles is grappling with […]

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  • Political

18 Costly Reasons Americans Are Shying Away from Military Service

Posted on June 1, 2024May 31, 2024by Mia Anderson

The decision to join the military is more about money now than ever. Here’s why fewer Americans are signing up, and how finances play a big role. #1. Stagnant Wages The starting pay for an enlisted soldier is significantly lower compared to private sector jobs requiring similar levels of education and responsibility. For example, a […]

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  • Better Life

America’s Bumpy Ride: States with the Worst Roads

Posted on May 31, 2024May 27, 2024by Mia Anderson

Ah, the joy of American roadways. Potholes deep enough to double as swimming pools, traffic like a parade that nobody wanted to attend, and road markings as mysterious as crop circles. If you’ve ever fantasized about driving in a post-apocalyptic movie, these states have got you covered: #1. Louisiana Louisiana consistently ranks poorly for road […]

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  • Personal Finance

Collector’s Regrets: 20 Things That Failed to Impress

Posted on May 31, 2024May 28, 2024by Mia Anderson

Sometimes, what’s trending as a sure investment or collectible fizzles out, leaving many to wonder why they jumped on the bandwagon in the first place. Ever wondered about those items that were all the rage but now barely fetch a dime at a garage sale? #1. Beanie Babies Once believed to be a solid investment, […]

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  • Frugal Tips

20 Alternatives for Bargain Hunting Post Dollar Store Closures

Posted on May 31, 2024May 28, 2024by Mia Anderson

Are you feeling lost now that your go-to dollar store has shut its doors? Don’t fret! There are plenty of other budget-friendly options out there just waiting to be explored. Say goodbye to overpriced goods and hello to savings galore! #1. Five Below Step into the world of Five Below, where everything is $5 or […]

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  • Personal Finance

Excessive Tipping: 21 Instances of Overdoing It in America

Posted on May 31, 2024May 28, 2024by Mia Anderson

Are you tired of feeling pressured to tip for every little service? American tipping culture has spiraled out of control, leaving many feeling like they’re constantly shelling out extra cash. But where do we draw the line? Here are 21 instances where tipping has gone from a gesture of gratitude to an expectation that’s gone […]

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  • Better Life

Abroad No-Nos: 21 American Customs to Avoid

Posted on May 30, 2024May 27, 2024by Mia Anderson

Americans sure have their quirks, but what flies at home doesn’t always get a pass on the global stage. From supersized meals to the casual invasion of personal space, our everyday norms can sometimes leave the rest of the world scratching their heads. Ever wondered what American habits might not sit well abroad? #1. Tipping […]

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  • Personal Finance

High-Cost Havens: 18 Nations Where Living Expenses Are Steep

Posted on May 30, 2024May 27, 2024by Mia Anderson

Understanding the costs of living worldwide can be tricky and expensive. Whether it’s rent or your morning coffee, some countries charge a lot for the luxury of living there. Here are the top 18 most expensive countries to live in, where enjoying a fancy lifestyle often means paying a high price. #18. Canada With a […]

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  • Career

America’s Biggest Unions: Top 22 Players in the Workforce

Posted on May 29, 2024May 27, 2024by Mia Anderson

Unions in America aren’t just a part of the landscape; they are the gears that keep the machine running smoothly. If you’ve ever doubted the power of collective bargaining, let’s take a walk through the lineup of the most influential unions. Skeptical about joining one? Maybe it’s time to reconsider, because who doesn’t want a […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.
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