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From Frugal to Free
Frugal adventures on the road to financial freedom.

Author: Jennifer Garro

  • Personal Finance

12 Regrettable Buys You’ll Wish You Never Made

Posted on May 7, 2024May 7, 2024by Jennifer Garro

There are countless products, services, and experiences consumers spend their hard-earned cash on daily, but not all of these are created equal. In fact, many believe some things are complete ripoffs! Recently, savvy shoppers of all ages revealed everything they wish they never wasted their money on.  #1. Professional Podcast Equipment I once paid over […]

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  • Personal Finance

Budget Boosters: 25 Essential Money-Saving Habits to Adopt Now

Posted on May 7, 2024May 6, 2024by Jennifer Garro

As the cost of living continues to climb, managing your finances smartly is more critical than ever. Adopting frugal living habits can significantly cut down your expenses, paving the way for a more secure financial future. And you don’t have to sacrifice all of your little pleasures, either. We’ve got 25 practical, frugal living tips […]

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  • Finance

The 17 Priciest Fast Food Picks in America: Delicious Bites with Big Bills

Posted on May 6, 2024May 6, 2024by Jennifer Garro

Fast food cravings can be a guilty pleasure, but they come at a cost—literally. We’re peeling back the wrapper on the 17 most expensive fast food menu items, showcasing their mouthwatering descriptions and the hefty price tags they carry. Join us as we navigate through the indulgent world of American fast food, where taste meets […]

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  • Political

FBI Crime Stats Rank 30 Most Dangerous U.S. Cities

Posted on May 6, 2024May 6, 2024by Jennifer Garro

The FBI’s crime statistics for 2024 reveal the 30 cities in the U.S. with the highest crime rates. Despite nationwide concerns, perceptions of crime vary locally. Cities like Memphis and Detroit are among the top 30 despite seeing some decline in crime rates. Here’s a look at the crime situation in some of these cities […]

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  • Finance

Steer Clear of These 20 Beauty Products – They’re Not Worth It

Posted on May 5, 2024May 2, 2024by Jennifer Garro

Beauty products can be a hit or miss, and sometimes, it feels like we’re pouring money down the drain when we invest in the wrong ones. From ineffective skincare to disappointing makeup, here are 20 beauty products that might leave you feeling like you’ve wasted your hard-earned cash. #1. Expensive Eye Creams: $50-$100 Despite their […]

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  • Finance

Why Americans Doubt Electric Cars: 20 Key Reasons

Posted on May 3, 2024May 1, 2024by Jennifer Garro

Despite their sleek designs and eco-friendly promises, electric vehicles (EVs) continue to face resistance from die-hard enthusiasts of traditional gas-guzzlers. Delve into the gritty details as we unveil 20 unapologetic reasons why EVs are struggling to win over the hearts of old-school car aficionados. #1. Range Anxiety Concerns about running out of battery power before […]

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  • Better Life

Expensive U.S. City Weekend Getaways: Top 14 Picks

Posted on May 3, 2024May 1, 2024by Jennifer Garro

Looking for a luxurious escape? These U.S. cities offer the ultimate weekend getaway experiences, but they come at a price. Here’s a breakdown of the most lavish destinations for a short but extravagant retreat, with an average overall price included. Chicago, Illinois: The Windy City Retreat – $850 per day Unwind in style with luxury […]

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  • Career

Easy Money: 22 Simple Ways to Make a Buck

Posted on May 2, 2024April 30, 2024by Jennifer Garro

Who wouldn’t love earning money with minimal effort? Imagine making an income while you sleep, travel, or enjoy your hobbies. It sounds too good to be true, but there are indeed ways to set up streams of income that require little to no daily effort once they’re established. Sure, they might need some initial setup […]

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  • Frugal Tips

Gardening Mistakes: 15 Tips That Don’t Save Money

Posted on May 1, 2024April 30, 2024by Jennifer Garro

I love to garden. It’s therapeutic, gets me out in the fresh air, and lets me reconnect with nature. But it can get expensive, too. And, while there are plenty of genuine ways to save money on gardening costs, there’s also some terrible advice and “hacks” out there that will ruin your garden and end […]

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  • Personal Finance

20 Affordable Getaways: Top Travel Bargains for 2024

Posted on April 29, 2024April 26, 2024by Jennifer Garro

Soaking up the culture in a foreign country is one aspect that makes traveling fun. You get to indulge in another culture’s food, performances, architecture, lifestyle, and more. As such, going to more varied countries to understand them better and gain various experiences is a great goal. #1. Cuba A country with a vibrant mix […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.
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