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From Frugal to Free
Frugal adventures on the road to financial freedom.

Author: Sarah Griffin

  • Finance

21 Childhood Toys Worth a Fortune Today

Posted on January 29, 2025January 27, 2025by Sarah Griffin

Time to dust off the boxes and find that once-cherished toy from your childhood. For collectors and enthusiasts, they items have become valued objects and they can be worth big bucks – are there any of these in your attic?  #1. Original Star Wars Action Figures The allure of Star Wars memorabilia never fades. Depending […]

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  • Finance

40 Throwback Boomer Home Trends That Are Hot Again

Posted on January 22, 2025January 17, 2025by Sarah Griffin

The home design trends of the past have always been influenced by the generation that grew up in them. For boomers, certain styles and designs were considered the epitome of sophistication and elegance, and they often embraced these trends as part of their frugal living ethos. We take a look at 40 of these forgotten […]

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  • Finance

15 Outdated Financial Habits Millennials Are Ditching

Posted on December 24, 2024January 14, 2025by Sarah Griffin

We’ve all heard the advice of the Baby Boomers and how things were way back when. But millennials seem to be doing things differently, through choice or not – ignoring these tips from the older generation.  #1. “Buy a House as Soon as You Can” Boomers often tout home ownership as a cornerstone of financial […]

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  • Finance

Study: Hidden Medicare Costs Are Hurting Seniors’ Health

Posted on June 15, 2024November 1, 2024by Sarah Griffin
Stethoscope with medicare form with parts list.

Those approaching the age of 65 may be looking forward to enrolling in Medicare, and assume the program will cover most healthcare expenses. However, new data shows that Medicare is not the one-stop solution many had hoped for regarding healthcare costs.  The latest study from The Commonwealth Fund (CF) raises concerns about the financial hardships […]

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  • Finance

21 Childhood Toys That Could Make You Rich Today

Posted on June 8, 2024June 7, 2024by Sarah Griffin

Time to dust off the boxes and find that once-cherished toy from your childhood. For collectors and enthusiasts, they items have become valued objects and they can be worth big bucks – are there any of these in your attic?  #1. Original Star Wars Action Figures The allure of Star Wars memorabilia never fades. Depending […]

Read More
  • Finance

40 Retro Boomer Home Trends Back and Better Than Ever

Posted on June 7, 2024June 7, 2024by Sarah Griffin

The home design trends of the past have always been influenced by the generation that grew up in them. For boomers, certain styles and designs were considered the epitome of sophistication and elegance, and they often embraced these trends as part of their frugal living ethos. We take a look at 40 of these forgotten […]

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  • Education

8 Tips to Successfully Land a Literary Agent

Posted on June 4, 2024October 14, 2024by Sarah Griffin

A literary agent is a person who can be your link to the publishing world. A literary agent has the capacity to take care of publishing your book so that you can fixate all your efforts on writing. Literary agents have a knack for identifying the market gap where your book can fit in perfectly. […]

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  • Better Life

15 Boomer Financial Tips Millennials Are Leaving Behind

Posted on June 2, 2024June 1, 2024by Sarah Griffin

We’ve all heard the advice of the Baby Boomers and how things were way back when. But millennials seem to be doing things differently, through choice or not – ignoring these tips from the older generation.  #1. “Buy a House as Soon as You Can” Boomers often tout home ownership as a cornerstone of financial […]

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  • Frugal Tips

Nostalgic Chic: 40 Boomer Home Trends Reviving in Modern Style

Posted on May 22, 2024May 20, 2024by Sarah Griffin

The home design trends of the past have always been influenced by the generation that grew up in them. For boomers, certain styles and designs were considered the epitome of sophistication and elegance, and they often embraced these trends as part of their frugal living ethos. We take a look at 40 of these forgotten […]

Read More
  • Finance

21 Childhood Toys That Might Fetch a Nice Sum

Posted on May 16, 2024May 15, 2024by Sarah Griffin

Time to dust off the boxes and find that once-cherished toy from your childhood. For collectors and enthusiasts, they items have become valued objects and they can be worth big bucks – are there any of these in your attic?  #1. Original Star Wars Action Figures The allure of Star Wars memorabilia never fades. Depending […]

Read More

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.
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