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From Frugal to Free

Frugal adventures on the road to financial freedom.
  • Finance

20 Foods That Cost Less Homemade Than Takeout

Posted on June 5, 2024June 5, 2024by Mia Anderson

Preparing food at home is not just a way to ensure quality and healthiness; it’s also significantly lighter on the wallet compared to dining out or ordering takeout. From hearty meals to simple snacks, here are 20 foods that are not only satisfying to make but will also save you money in the long run. […]

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  • Finance

20 Affordable Cities for Your Dream Vacation Home

Posted on June 4, 2024June 4, 2024by Mia Anderson

Seeking a vacation home doesn’t always mean draining your bank account for a spot in the world’s priciest locales. There’s a world of affordable, inviting destinations where the American dollar stretches further, offering the allure of second-home ownership without the luxury price tag. Here’s a countdown of the most affordable vacation home locations for Americans […]

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  • Finance

Elite Escapes: Journey Through the 20 Most Exclusive Cities for Second Residences

Posted on June 4, 2024June 4, 2024by Mia Anderson

Owning a second home is a blend of luxury and strategic investment, especially in locales where the views are as grand as the price tags. Here’s a streamlined glimpse into the world’s priciest spots for that dream vacation home, mixing costs with undeniable allure. 20. Lisbon, Portugal Lisbon, with its sunlit alleys and historic charm, […]

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  • Finance

Quench Your Thirst for Savings: 20 Top Picks, 90% Water, 100% Essential

Posted on June 4, 2024June 4, 2024by Mia Anderson

With savvy marketing and sleek packaging, it’s easy to overlook ingredients and miss the fact that many of our daily essentials are predominantly made of H2O. Let’s sift through these common 20 personal care products, so you can choose more wisely, and let every drop count. #1. Facial Toners Toners often promise a balanced complexion […]

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  • Finance

US States Leading the Way in Affordable Childcare

Posted on June 4, 2024June 4, 2024by Mia Anderson

Balancing a budget is tricky, especially with kids in the picture. For families across the U.S., affordable childcare isn’t just a nice-to-have—it’s essential. Here’s where the search for budget-friendly childcare meets its match, in states where the cost of care leans more toward wallet-friendly. Ready to make the move? 1. Mississippi: Affordability in the Magnolia […]

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  • Better Life

13 Essential Money Lessons You Won’t Learn in School

Posted on June 4, 2024June 3, 2024by Haley White

If your education stopped short of teaching you how to manage your finances, these tips can help you get on the right track.  Closing Gaps in Financial Education For some reason, most schools still don’t include personal finance lessons as part of the standard curriculum, leaving young adults in the lurch as they go out […]

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  • Education

8 Tips to Successfully Land a Literary Agent

Posted on June 4, 2024October 14, 2024by Sarah Griffin

A literary agent is a person who can be your link to the publishing world. A literary agent has the capacity to take care of publishing your book so that you can fixate all your efforts on writing. Literary agents have a knack for identifying the market gap where your book can fit in perfectly. […]

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  • Finance

21 Fad Diets That Will Leave Your Wallet Lighter

Posted on June 3, 2024June 3, 2024by Mia Anderson

Diving into the latest diet trends? Hold onto your wallets! While the promise of quick results is tempting, some of these fads are better at slimming down your bank account than your waistline. Let’s take a closer look at which diets might have you spending more than you bargained for. #1. Juice Cleanses Sure, those […]

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  • Better Life

America’s No-Go Zones: High Crime, Economic Woes, and Safety Warnings

Posted on June 3, 2024June 3, 2024by Jennifer Garro

From coast to coast, the United States offers a mix of dazzling destinations. But not all are created equal. Here, we reveal 18 places that might not live up to the hype. Whether it’s safety worries or boring sights, these spots need a second look before you hit the road.  #1. Gary, Indiana Known for […]

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  • Finance

Equal Pay Day: Illuminating America’s Persistent Wage Imbalance

Posted on June 3, 2024June 3, 2024by Keegan Leighty

A new U.S. Census Bureau report and observations stemming from Equal Pay Day highlight the persistent gender pay gap in America and reveal how women earn significantly less than men across various levels of education and professions.  A New Report The U.S. Census Bureau recently came out with a report that revealed the ongoing issue […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.
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