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From Frugal to Free

Frugal adventures on the road to financial freedom.
  • Finance

Suze Orman’s Bold Advice: Shift Focus from Retirement to the Present

Posted on June 2, 2024June 1, 2024by Haley White

Saving for retirement is a critical part of adulthood, but some people may want to rethink their priorities. Find out what Suze Orman had to say. Orman’s Surprising Advice Famed financial expert Suze Orman ruffled some feathers recently with her retirement savings advice, but she had a good reason for her take on the issue. […]

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  • Better Life

15 Boomer Financial Tips Millennials Are Leaving Behind

Posted on June 2, 2024June 1, 2024by Sarah Griffin

We’ve all heard the advice of the Baby Boomers and how things were way back when. But millennials seem to be doing things differently, through choice or not – ignoring these tips from the older generation.  #1. “Buy a House as Soon as You Can” Boomers often tout home ownership as a cornerstone of financial […]

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  • Finance

Weight Loss Pill Sensation Propels Pharma Giant Ahead of Tesla

Posted on June 2, 2024June 1, 2024by Shannon Campbell

Novo Nordisk’s market valuation has increased so rapidly in recent weeks that it has overtaken Elon Musk’s EV giant. Novo Nordisk On Top A new weight loss pill being trialed by Olympic maker Novo Nordisk has sent the company’s value soaring. Its market value has now eclipsed that of electric vehicle manufacturer Tesla. Increases to […]

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  • Political

165-Day Countdown: U.S. House Pressures TikTok’s Chinese Owner to Divest

Posted on June 1, 2024May 31, 2024by Shannon Campbell

The China-based owner of social media giant Tiktok has 165 days to divest, or the app will be banned in the U.S. TikTok Bill The United States House of Representatives passed a bill on Wednesday forcing the Chinese parent company of Tiktot, ByteDance, to sell its majority stake in the app.  Divest or Be Banned […]

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  • Political

Uber and Lyft Roll Out of Minneapolis Over Minimum Wage Clash

Posted on June 1, 2024May 31, 2024by Joe Lysikatos

Minimum wage worries in Minneapolis as Uber and Lyft have decided to pull out of operating in the area due to new laws that would require them to pay their drivers $1.40 per mile, $0.51c per minute, with a $5 minimum per ride, excluding tips. Here’s the full story. Uber and Lyft Exit Last week, […]

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  • Finance

22 U.S. Cities Crumbling Under the Homelessness Epidemic

Posted on June 1, 2024May 31, 2024by Mia Anderson

Homelessness in America isn’t just about not having a roof over your head—it’s a complex tapestry of economic, social, and political challenges. These 22 cities, each tell a story of struggle, resilience, and the quest for solutions amidst skyrocketing rents, scarce affordable housing, and systemic barriers.  #1. Los Angeles, CA Los Angeles is grappling with […]

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  • Political

18 Costly Reasons Americans Are Shying Away from Military Service

Posted on June 1, 2024May 31, 2024by Mia Anderson

The decision to join the military is more about money now than ever. Here’s why fewer Americans are signing up, and how finances play a big role. #1. Stagnant Wages The starting pay for an enlisted soldier is significantly lower compared to private sector jobs requiring similar levels of education and responsibility. For example, a […]

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  • Finance

21 Solid Reasons Why Cash Isn’t Going Anywhere Anytime Soon

Posted on June 1, 2024May 31, 2024by Jennifer Garro

Cash, the OG of payments, might seem old-school, but it’s still got game. In a world dominated by digital transactions, there are plenty of reasons why cash remains a valuable asset. Here are 21 compelling reasons why cash is still clutch in our digital age. #1. Universal Acceptance Cash works everywhere, from bustling city markets […]

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  • Better Life

Squatter Legislation Blocked by Arizona Governor

Posted on June 1, 2024May 31, 2024by Haley White

Squatters’ rights have been a hot-button topic around the country, but one Democratic governor has squashed a bill designed to protect the rights of property owners. Katie Hobbs Says No to Anti-Squatter Bill Katie Hobbs, the current governor and former Secretary of State of Arizona, has drawn ire from property owners in her state after […]

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  • Career

$20 Wage Increase Forces California Restaurants Out of Business

Posted on June 1, 2024May 31, 2024by Haley White

Earlier this year, a minimum wage hike for many fast-food restaurants in California was announced. The move garnered national attention, and some businesses weren’t up to the task. Restaurants Close Due to Minimum Wage Hike Californians looking to enjoy a Fosters Freeze or Mod Pizza treat in some cities are sure to be disappointed when […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.
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