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From Frugal to Free

Frugal adventures on the road to financial freedom.
  • Frugal Tips

Get Crafty With Free Art Classes

Posted on August 27, 2022by Shay Huntley
Get Crafty With Free Art Classes

Are you a creative type who loves to craft? If so, Im sure you are always up to honing in on your skills or even taking a few fun classes. Typically, art classes carry costs. While not all costs are significant, you may not always be in a position to drop money on them. Instead, […]

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  • Frugal Tips

Health Coverage On The Cheap

Posted on August 13, 2022by Shay Huntley
Health Coverage On The Cheap

There are too many things that can go wrong in our lives with our mental health and our physical health. Everyone everywhere needs insurance, but it’s just too high! Some people get it through their jobs, and others pay out-of-pocket for insurance. But other people just can’t afford these luxuries out of pocket, nor are […]

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  • Entertainment

Celebrate The End of Summer

Posted on August 5, 2022by Shay Huntley
Celebrate The End of Summer

The end of the summer is near, and kids are going back to school. You have to do something to celebrate. At work, we have been thing about doing a big summer fun day for our special needs clients. Something exciting that will put a great end to their summertime. While we have big ideas, […]

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  • Frugal Tips

Celebrate National Wing Day

Posted on July 29, 2022by Shay Huntley
Celebrate National Wing Day

There are all kinds of wacky holidays for us to celebrate, and today is no different. Yesterday I was thinking about what I wanted to serve for my ladies’ night tonight. The first thing that came to mind was wings. It’s a party favorite. When searching the web, I learned that today, July 29th, was […]

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  • Frugal Tips

Explore New York On The Cheap

Posted on July 23, 2022by Shay Huntley
Explore New York on the cheap

I just recently had a fabulous three days in New York City. I traveled there with my sister, and we took advantage of our time by engaging in some wonderful activities. Among my favorite was my dessert at Max Brenner, the show at Theater XIV, and exploring Chinatown and Little Italy. Before we made our […]

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  • Frugal Tips

Ways To Save At Starbucks This Summer

Posted on July 15, 2022July 15, 2022by Shay Huntley
Ways To Save At Starbucks This Summer

Who doesn’t love a great cup of Joe? If you’re a coffee lover, you typically buy the good stuff and wake up early to get your first dose. You may drink it throughout the day or use it to wind down at night. While some coffee lovers love making it at home, a few love […]

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  • Personal Finance

How Is Intentionalism Different From Minimalism?

Posted on July 5, 2022June 25, 2022by Kathryn Vercillo
How Is Intentionalism Different From Minimalism?

Last week, I mentioned to you that I’ve been reading Miranda Anderson’s book “More than Enough.” The book is about choosing and living a minimalist lifestyle. However, what I love about this book is the way that she defines minimalism for herself and her family after living it for some time. She uses several different […]

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  • Entertainment
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Frugal Ways To Workout

Posted on July 1, 2022July 1, 2022by Shay Huntley
Frugal Ways To Workout

It’s summertime, and a lot is going on. Some of you may have managed to get the summertime fine body, and others are just hoping to aspire to that. No matter where you stand, you’re probably going to need to do a little exercise and eat right. When it comes to working out, some people […]

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  • Personal Finance

Abundance and Scarcity Lessons

Posted on June 28, 2022June 25, 2022by Kathryn Vercillo
Abundance and Scarcity Lessons

I’m constantly trying to figure out where I land on the abundance/scarcity spectrum. Basically, I want to be someone who believes in abundance. I want to believe that if I do the work I’m supposed to do in the world with all of the right intentions, I will always have what I need. However, due […]

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  • Frugal Tips

Wanna Be Frugal?

Posted on June 24, 2022June 25, 2022by Shay Huntley
Wanna Be Frugal?

Frugality is an art not everyone has mastered. It takes true patience and skills to implement it into your life. If you have frequently overspent, engored yourself in material things, and need a reality check, it could be something to ascribe to. If you wanna be frugal, here are a few tips for you.

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.

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