Every year I plan to have a frugal Christmas. I set my budget. I schedule inexpensive activities. Nevertheless, a few days before the holiday hits, I feel a bit of a panic. If I’m not careful, this can lead to last-minute spending that busts the budget and ruins my intentions. It never feels good when […]
Rent-to-Own Home Buying: Financial Pros and Cons
Rent-to-own home buying is an increasingly popular option. It can be a great way to work toward owning a home. However, it has some financial pros and cons. These are important to be aware of before you make such a big decision. What is Rent-to-Own Home Buying? As the name suggests, rent-to-own home buying is […]
Frugal Art: 7 Affordable Ways to Decorate Your Home
Adding frugal art to your home is a terrific investment – art makes your home unique. In fact, it’s how you express yourself inside of your space, and it tells visitors something about you. Frugal Art to Match Your Lifestyle More than that, though, art gives you pleasure each and every day. Your home should […]
The Value of Time or Money: What’s Important During the Holidays?
When it comes to the value of time or money, we’re often asked which is more important. But your answer might depend on certain circumstances. For instance, is it different during the holidays? The Value of Time and Money: Which is Worth More? Many people value their time more than their money. However, when time […]
10 Frugal Celebrities Show Us How to Live Well on any Budget
Frugal celebrities show us that living on a budget isn’t about how much money you earn. In fact, frugal living is something that you can embrace at any income level. It is more about a mindset than about a specific financial goal. Here are tips from ten frugal celebrities. 1. Embrace Free Hobbies Jimmy Carter […]
New Frugal Living Ideas: Co-Living to Save Money on Housing
Frugal housing is one of the smartest places to turn your attention to when considering frugal living ideas. After all, housing costs account for a significant percentage of your budget. Therefore, if you can slash spending on your home, then you can reduce your overall spending significantly. There are many different options for frugal housing. […]
10 Ways to Increase Joy Without Spending Money
You can increase joy in your life without spending any money. In fact, spending money on material things often takes us away from the things that give us the most joy in life. Here are 10 tips for finding happiness and increasing joy that won’t cost you. Joyful: A Book on How to Increase Joy […]
The Cheapest Places to Live In the United States
Where are the cheapest places to live in the U.S.? And where are the best places for frugal living? Actually, your options are wide open. It really depends on your own priorities. In other words, what are the areas of life where you want to save the most money? In contrast, what things do you […]
Would You Rather Have More Time or Money?
You have just uncovered a lamp with a genie in it. However, instead of offering you three wishes, he says you only get one. In fact, you can only choose whether you want more time or money. Which one do you choose? Do you ask for more time to do all of the things you […]
Beware: Student Debt Can Ruin Your Retirement
You accrued student debt because you thought it would pay off in the end. However, many people find that quickly paying off student debt places their retirement wealth in jeopardy.