You know how there’s a difference between broke and poor? Broke is making enough money to pay your bills on time but not saving anything and having few to no indulgences. Poor is living off credit, missing payments each month and having to choose between essentials (healthcare vs rent) because you cannot afford them all. For […]
Month: December 2014
On Nicki Minaj and Being Relentlessly Female
(source) Nicki Minaj is a woman-one who is making sure no one forgets that. Through both her lyrics and her appearance, Nicki Minaj has confronted the male gaze and championed over it. She displays herself as a hyper-female woman in the mostly male dominated world of hip-hop and mainstream music. KaraKara Perez is the original founder of […]
Unexpected Expenses
It happened to me. Even though I try so hard to decrease my risk of unexpected expenses, this one found me. I was dropping my roommate off at the airport when my car’s check engine light came on. My heart sank immediately. Three thoughts raced through my head: 1) I need my car! 2) If it […]
My Credit Score
I use the Mint app on my phone all the time. It’s incredible. For those not familiar with Mint, let me be the one to sing it’s praises. Mint links up all your accounts (credit cards, mortgages, bank accounts, student loans, etc) as well as tracks all your spending. Any check, credit or debit transaction […]
Why I Don’t Have a Credit Card
Last fall I paid my last monthly credit card statement and then closed the account. I had had the card for three years and used it to pay for a trip to England and Ireland, to fill my gas tank and to finance many a bar tab. But all that is behind me! I cut […]
I Don’t Get Tired
Need an anthem? Because I’m about to hit you with one. KaraKara Perez is the original founder of From Frugal To Free. She is a money expert, speaker and founder of Bravely Go, a feminist financial education company. Her work has been featured on NPR, Business Insider, Forbes, and Elite Daily. bravelygo.co/
I Just Paid Off A Loan!
I paid off the entire balance of a loan today! It’s such a wonderful feeling! Yesterday I got my paycheck from my nonprofit job, went to the bank to deposit it, came home and scheduled the payment for today. It was exhilarating! (Did I just describe paying a loan as exhilarating? I have gotten so […]
Check Out My Guest Post!
Hey y’all! I wrote a post and the ladies at Reddebtedstepchild were kind enough to post it. Follow this link to read what I have to say about paying off debt when you’re broke! Thanks again Cat and Kayla! KaraKara Perez is the original founder of From Frugal To Free. She is a money expert, […]
What to Do With Extra Money
Throughout the course of each month I track my ‘extra’ money. Money that doesn’t have a strict allocation like rent or food is what I consider my extra. For some people there is no such thing as extra money. These people use a zero sum budget, where you allocate every penny you bring in each […]
On Changing Opinions and Taylor Swift
You know what most people are practically incapable of? Admitting that their opinions have changed. We tend to form an opinion and cling to it with every fiber of our being; if we once stated that we hate something, we forever cling to that hatred, oftentimes flying in the face of evidence to the contrary. […]