Having been both a renter and a home owner, I can see the pros and cons to both options. One of the biggest pros to owning is that you feel more secure. You have something to call your own. Of course, if you’re drowning in debt trying to pay the mortgage, it will eat at […]
Author: Kathryn Vercillo
- Frugal Tips
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Frugal Bottle: Wine in a Sustainable Paper Bottle
I keep a Google Alert on to notify me about frugal news. Anything that has to do with saving money interests me. Usually, I see a lot of the same tips and products. But this week a series of headlines for Frugal Bottle surprised me. While not “frugal” news in the traditional sense, this paper […]
7 Habits and Practices of Frugal People
Being frugal means different things to different people. We all have our own values and priorities. Therefore, how we save and spend our money differs. Nevertheless, a lot of frugal people have habits and practices in common. They may apply the habits in different ways, but they use some form of them. You can emulate […]
#LearnOnTikTok: Financial Advice on Social Media
Like many people my age (40), I consider myself to be generally tech savvy but not necessarily on top of all of the things “the kids” are doing online. I see a lot of value in social media and utilize some of it, but I’m not an early adopter of new platforms. I limit my […]
- Life
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Best Countries To Retire On Social Security Alone
If you are living just on social security, what’s the best way to have a comfortable life? For a long time, many Americans have chosen to go live in other countries after retirement. However, COVID-19 has changed things. Are there still countries to retire on social security alone? How Coronavirus Has Changed Retiring Abroad The […]
How To Know If You Got Unemployment Claim Approval
Did I get unemployment claim approval? Before I ever filed for unemployment, I would have assumed that it was easy to figure this out. However, now that I’ve gone through the process myself, I can see that it’s not so easy at all. Unemployment Claim Approval Is Confusing It’s particularly confusing for people who have […]
Why Do I Spend So Much Money on Food?
I spend so much money on food. Other than my rent, it’s the biggest chunk of my monthly budget. If I lived somewhere with cheaper rents (rather than in pricey San Francisco), I might actually spend more money on food than on rent. It’s something I’m constantly battling with. So, I’ve decided to get real […]
- Frugal Tips
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How to Trade Clothes Online
Are you looking for ways to reduce your spending? If so then you might have wondered how to trade clothes online. After all, it’s nice to have a new outfit to wear but there are also a lot of really good reasons not to buy brand new clothing. If you learn how to trade clothes […]
Reduce, Reuse, Recycle to Save Money
Recently I’ve been reading Adam Minter’s book Secondhand: Travels in the New Global Garage Sale. This book is all about what happens to our used items when we donate them to a place like Goodwill. Minter discusses what’s best for the global economy, the environment, and individuals as it relates to how we treat our […]
8 Items That Can Help Reduce Electric Bill
Due to COVID restrictions, many people are home more now than ever before. Therefore, home energy bills are going up. With concerns about finances at the forefront of our minds, now is not the time to have a high electric bill. Here are eight things that you can do today to reduce electric bill worries […]