We don’t really know what the long-term economic consequences of the COVID-19 pandemic are going to be. I certainly don’t know what the long-term or even short-term financial issues are for myself. Therefore, it seems better to save money during pandemic in any way that I can. Nevertheless, there are certain things that I spend […]
Author: Kathryn Vercillo
How To Minimize Expenses While Enjoying Life
There are a lot of things that I miss about being out and about with others during the shelter-in-place period that COVID-19 has forced upon us. Nevertheless, I tend to be a glass half full kind of person. Or at the very least, I try to find the silver lining in the challenging things that […]
4 Reasons Teens Should Learn About Money
It seems obvious that teens should learn about money. However, financial education for teens is sorely lacking. Many high schools offer little or no assistance in helping teens learn about money. While some parents make this a priority, others don’t focus on it at all. It might help both parents and educators to understand exactly […]
Types of Frugality: Digging Deeper Into Why I Want to Live Frugally
As I mentioned in last week’s post, I’ve been learning a bit more about spiritual frugality. I’ve also just been thinking generally about different types of frugality. We all have different reasons for choosing this path. I think if I get more connected to my own reasons for living frugally, then I’ll be able to […]
Givling App: Play Trivia, Win Money to Repay Mortgage or Student Loans
The Givling app has been around for a few years. However, in the last year or so, it’s really gained traction. More and more people are on their phones playing trivia. It’s promoted primarily as a “student loan repayment” app. However, you can also win money to repay your mortgage. So, if you have student […]
Spiritual Frugality: Would Finding Faith Save Me Money?
There are many different types of or approaches to frugal living. Environmentally-minded frugality, a simple living focus, and spiritual frugality are just a few examples. Spiritual frugality is one approach that I don’t know as much about, but I am curious to learn more. What is Spiritual Frugality? Spiritual frugality simply means that you choose […]
Save Money on Uber and Lyft: Apps to Reduce Your Rideshare Fees
You probably already save money with Uber and Lyft. However, did you know that you can also use apps to help you save money on Uber and Lyft? In other words, Uber and Lyft save you money compared to cabs and some other transportation options. However, you can save even more money than just what […]
Financial Emergencies Always Lead Me To Bad Money Decisions
Financial emergencies always send me into a mental tailspin. When things are going well in my life, or even just going ahead normally, I’m able to think clearly about money. I embrace an abundance mindset combined with strategic financial planning. However, financial emergencies always send me into a scarcity mindset. I start operating from fear […]
What is a Solo 401K?
If you are self-employed, then you might want to establish a Solo 401k. It is a retirement savings option available to people who work for themselves. If you own your own business and your only other “employee” is your spouse, then you still qualify for a Solo 401K. However, if you have your own business […]
Don’t Get a PayDay Loan. Do These Things Instead.
If you’re in a financial bind then it can be really tempting to get a PayDay Loan. Maybe you walk by a store advertising them. More likely, you realize that you can easily access these immediate loans online. It’s tempting … but it’s a mistake. The Problem with PayDay Loans PayDay Loans are predatory. In […]