Frugal housing is one of the smartest places to turn your attention to when considering frugal living ideas. After all, housing costs account for a significant percentage of your budget. Therefore, if you can slash spending on your home, then you can reduce your overall spending significantly. There are many different options for frugal housing. […]
Author: Kathryn Vercillo
10 Ways to Increase Joy Without Spending Money
You can increase joy in your life without spending any money. In fact, spending money on material things often takes us away from the things that give us the most joy in life. Here are 10 tips for finding happiness and increasing joy that won’t cost you. Joyful: A Book on How to Increase Joy […]
The Cheapest Places to Live In the United States
Where are the cheapest places to live in the U.S.? And where are the best places for frugal living? Actually, your options are wide open. It really depends on your own priorities. In other words, what are the areas of life where you want to save the most money? In contrast, what things do you […]
Would You Rather Have More Time or Money?
You have just uncovered a lamp with a genie in it. However, instead of offering you three wishes, he says you only get one. In fact, you can only choose whether you want more time or money. Which one do you choose? Do you ask for more time to do all of the things you […]
Beware: Student Debt Can Ruin Your Retirement
You accrued student debt because you thought it would pay off in the end. However, many people find that quickly paying off student debt places their retirement wealth in jeopardy.
Important Habits You Need for Frugal Living
Frugal people implement many tricks to save money. However, the real savings isn’t in the tricks. It’s in the daily habits you need for frugal living.
How to Live Like a President: Jimmy Carter’s Frugal Lifestyle
Not many presidents embrace a frugal lifestyle. Many U.S. presidents have taken advantage of speaking opportunities and other ways to make money off of their experience in office. They use this money, and wealth they may have from other sources, to live a lavish lifestyle. Jimmy Carter is a pleasant exception. Those who want to […]
Here Are the Best Frugal Fall Activities for Singles, Couples, and Families
Whether you are single, part of a couple, or have a family, there are probably more frugal fall activities than you think. Autumn is the perfect time of year to get outdoors. The air is crisp and energizing. The leaves change colors and delight the senses. The days aren’t too short, yet, so you can […]
What is Emotional Wealth?
Emotional wealth is at least as important as financial wealth. Sure, we all want to know how to make $1000 a day. We would all love to live off of the interest of $1 million. In other words, money does matter. However, what matters most is how we feel about our lives. Furthermore, it is […]
How to Beat the Stress of Back to School Spending
Back to school spending puts a strain on the family. You can’t escape the fact that children need new things to start the school year. Hopefully, you’ve set aside some money for this time of year. However, even the best planners can still find that the costs of getting the kids back to school stress […]