You’re used to earning a specific amount of money. Then, something wonderful happens: you begin to earn more. Automatically, you begin to think of all of the things that you can now afford. For example, you can move into a bigger home, get a nicer car, and start taking fancier vacations. However, just because you […]
Author: Kathryn Vercillo
My 5 Frugal Goals for January 2022
Some people make New Year’s Resolutions. Other people choose not to. I tend to land somewhere in between. I choose a word of the year to guide me. Then I move forward with monthly goals in various aspects of my life. I got a bit off track with my financial goals in the past couple […]
How to Decorate a Rental Bedroom on a Budget
You’ve rented a room in a house or you’re seeking to update the bedroom in your rental house. However, you don’t want to spend a lot of money upgrading a rental room. Luckily, you have a lot of affordable options. It’s truly possible to decorate a rental bedroom on a budget. Here are some top […]
Handmade Isn’t Always Cheaper
I love creating handmade gifts for people. They obviously have a more personal touch than store-bought items. Moreover, I enjoy the creative experience they allow me. However, handmade isn’t always the cheapest option. It’s important to remember what I get out of it so I continue to see that it’s worth it anyway. Good Materials […]
5 Frugal Hacks To Save on Parking
There are so many different costs associated with driving a car. However, parking doesn’t have to be one of them. If you live in a place where parking costs a lot of money, then you might have to get creative to reduce these costs. These five frugal hacks to save on parking should help. 5 […]
7 Cheap and Sustainable Alternatives to Common Disposable Items
Sometimes it feels like it’s really expensive to “go green.” After all, buying eco-friendly cleaning supplies and other items may cost more than their chemical counterparts. However, in many cases, the choice that’s good for the earth is also good for your bank account. You can save money immediately and/or in the long run. For […]
Learning to Ask For Financial Help
I’ve never found it easy to talk about money. Most of us have some kind of issues with this in the American culture, although those issues vary widely depending on your personal financial psychology. For myself, I’ve mostly just dealt with all of my money all on my own forever. However, I’m learning how to […]
How To Be Frugal but Not Cheap on Christmas
Frugality is a wonderful thing. It allows you to live within your means, thereby reducing stress. Moreover, it allows you to focus on the things that really matter in life. However, there’s a difference between frugality and being cheap or stingy. You don’t want to go overboard at Christmas, for example. However, you also don’t […]
5 Examples of Sunk Cost Fallacy
The sunk cost fallacy is a behavior that most people exhibit to one degree or another. It can also show up as a business issue. Put into a phrase you might already know, it basically means that you’re willing to throw good money after bad. Let’s look at five examples of sunk cost fallacy. See […]
5 Things Always Worth The Cost to Me (And 5 Things That Aren’t)
As adults with finite resources, we have to make decisions about how we want to spend our money. After all, we only have a certain amount in the budget. Therefore, we have to decide how to spend it. Here are five things that I always think are worth my money. Moreover, here are another five […]