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From Frugal to Free
Frugal adventures on the road to financial freedom.

Author: Shay Huntley

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What Influences A Person to Impulse Buy

Posted on March 27, 2020by Shay Huntley

As an avid shopper and lover of all things frugal, I absolutely love hitting the stores to catch deals. While we all like fresh new, and exciting things, sometimes we overdo it. There are some people who take shopping too far. They spend frivolously on things beyond their budgets and stock up on items that […]

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Save a Little More with Acorns

Posted on March 20, 2020March 30, 2020by Shay Huntley

For those just starting on their investment journey, a passive account can help you get your feet wet. When it comes to learning about the stock market there is an app that has it all. You can save a little more with Acorns. It offers market insight and free money to put it in a […]

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Things To Do with Your Money Instead of Buying Lottery Tickets

Posted on March 14, 2020by Shay Huntley

The luck of the draw is exciting for many people. It’s exciting to imagine yourself winning a large sum of money that can change your life. The prospect of paying down debt and making a large purchase you have always wanted is enough to make most head towards the lottery. While its allure is fun […]

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Ways to Save on Your Morning Coffee At Starbucks

Posted on March 6, 2020by Shay Huntley

A great start to many people’s mornings is a hot cup of coffee. While it’s most cost-effective to make it at home, many of us just don’t have the time. Instead, we rush to our favorite coffee spot and get it on the go. The most notable go to places, being Starbucks. While going every […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.
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