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From Frugal to Free
Frugal adventures on the road to financial freedom.

Author: Susan Paige

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Money Matters: Finance Tips for Frequent Travelers

Posted on March 9, 2023by Susan Paige

Seeing new places, making new friends, and accumulating experiences that will last a lifetime are all wonderful benefits of travelling. But, regular travel can also put a strain on your financial situation because of the costs involved. The prices can rapidly pile up, especially when you factor in things like airfare, accommodations, meals, and activities. […]

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Unlocking Blockchain and Cryptocurrency Potential

Posted on February 23, 2023by Susan Paige

Blockchain and cryptocurrency can transform the world, from financial to healthcare institutions. This article will discuss how blockchain and cryptocurrency could improve everyone’s future. Susan Paige

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Innovative Ways to Save Money on Your Relocation

Posted on February 10, 2023by Susan Paige

Once you’ve overcome the challenge of finding a new home, you might think the hard part is over. But you’ll soon come to realize that moving is also very stressful. On the one hand, it involves a lot of planning and organizing. On the other hand, it can be pretty costly. And this applies regardless […]

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Accident Insurance: Everything You Should Know

Posted on January 23, 2023by Susan Paige

  Like most people, you may not think about accident insurance until you need it. And that’s a big problem! Accidents happen. And when they do, a series of bills often follow them.    Accident insurance is one of the things you hope you never have to use. However, if you do, you can receive […]

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Top 5 new tech gadgets that you need in your homes

Posted on January 18, 2023by Susan Paige

Your home “knows” you; turns on lights and music when you need it; prepares coffee when you enter the kitchen; chooses the outfit of the day for you; and reminds you what to order on Amazon before you walk out the door. And when you’re away, your robot assistant cleans the house for you.  Sounds […]

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How you can try sports betting for free

Posted on January 9, 2023by Susan Paige

As legalized sports betting continues to creep across the United States, the number of wagers placed on major events has sky-rocketed. Millions of sports fans are now making predictions on the NFL, NBA, NHL, MLB, and horse racing every day, and that trend is showing no signs of slowing down. Susan Paige

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How to Find Good Cheap Car Insurance?

Posted on December 20, 2022August 1, 2023by Susan Paige

  Car insurance is not only essential to keep you away from a financial disaster if you get into a road accident, but it is also mandatory in almost every state. Drivers need to have car insurance policies to drive a car legally.  Susan Paige

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How Do You Get a Loan While on Disability?

Posted on December 5, 2022by Susan Paige

Millions of Americans live on disability benefits, but what happens if you need money for an emergency and don’t have anyone to borrow from? You may need a loan on top of your disability check, in order to get through it. Susan Paige

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  • Business

Best Saving Strategies for First-time Employees

Posted on November 15, 2022by Susan Paige

Best Saving Strategies for First-time Employees Workplace issues are inevitable, regardless of how long or short your employment history is. New employees, in particular, struggle with information overload and adjusting to the company culture during their first week on the job.  Susan Paige

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  • Investing

5 Things to Invest In for Your Business: Benefits Beyond the Bottom Line

Posted on October 25, 2022October 26, 2022by Susan Paige

Image Source Investing in your business can offer benefits that reach well beyond the bottom line. From increased employee morale to better customer relations, there are several reasons to invest in things for your business that may benefit you in more ways than one. But with so many options for things to invest in for […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.
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