Money psychology is one of the most fascinating aspects of personal finance for me. So often, our money decisions aren’t made from places of logic. Instead, we make those decisions from the heart. Our emotions can confuse our finances. I’m always working on this myself, so I was intrigued to see a New York Times […]
Personal Finance
Five Benefits of Using Price Comparison Websites
Price comparison websites have surged in popularity in recent years. There’s a valid reason for that: they help consumers realize better value when they buy a product. As e-commerce becomes an even bigger part of the average person’s shopping experience, the role of comparison websites will only increase. The following are some of the major […]
What You Need to Know About Revolving Debt VS Fixed Payment Debt
Debt is not one-sided. While the headlines scream at us about how much debt Americans carry and how much people struggle to make their payments- no one mentions there are different kinds of debt. Debt’ is not just a catch-all term. We use it that way, but many types of it can mean different things […]
How Do You Show Proof of Income if You Are Self Employed?
I have been self employed for well over a decade. Based on my experience, it has gotten a lot easier to show proof of income for self employed individuals in recent years. In particular, it’s a lot easier to show that proof as a gig worker/ freelancer/ independent contractor than it was a decade or […]
How to Apply for Affordable Housing
The COVID-19 pandemic has put many people into a low-income position that they’ve never been in before. As a result, an increasing number of people want to know how to apply for affordable housing. If you already having a rental house, then you might be able to take advantage of pandemic rent moratoriums. However, […]
Where to Sell Old Coins
People tend to collect all types of things. From thimbles to pictures, to collectibles. One popular item, perhaps investment, is old coins. These coins can be passed down from family, or purchased and collected through other means. After they have gained value, many look to cash in. If you are looking to cash in your […]
Best Countries To Retire On Social Security Alone
If you are living just on social security, what’s the best way to have a comfortable life? For a long time, many Americans have chosen to go live in other countries after retirement. However, COVID-19 has changed things. Are there still countries to retire on social security alone? How Coronavirus Has Changed Retiring Abroad The […]
How To Know If You Got Unemployment Claim Approval
Did I get unemployment claim approval? Before I ever filed for unemployment, I would have assumed that it was easy to figure this out. However, now that I’ve gone through the process myself, I can see that it’s not so easy at all. Unemployment Claim Approval Is Confusing It’s particularly confusing for people who have […]
Why Do I Spend So Much Money on Food?
I spend so much money on food. Other than my rent, it’s the biggest chunk of my monthly budget. If I lived somewhere with cheaper rents (rather than in pricey San Francisco), I might actually spend more money on food than on rent. It’s something I’m constantly battling with. So, I’ve decided to get real […]
What Happens If You Can’t Pay Your Loan
In your daily life, there are financial risks you cannot predict, such as losing your job, higher unexpected costs, or taking unpaid sick leave due to an injury, for instance. If you find yourself in this type of situation, you might not be able to pay your installments at all, or you’ll end up with […]