Every period of our lives has its ups and downs. As we grow old and mature, we find out that there are many obstacles that we need to face and overcome if we want to be successful. One of the biggest problems that adult people face is loans and owing money. Now, mind you, it’s […]
Personal Finance
5 Things I Cut Out to Save Money During Pandemic … and 5 Things I Didn’t
We don’t really know what the long-term economic consequences of the COVID-19 pandemic are going to be. I certainly don’t know what the long-term or even short-term financial issues are for myself. Therefore, it seems better to save money during pandemic in any way that I can. Nevertheless, there are certain things that I spend […]
How to Defeat your Bills during a Pandemic
There is a lot of panic, uncertainty, and worry in the world right now. With only a few sectors being deemed essential, many people have been furloughed, fired, or temporarily suspended from work pending the COVID-19 outbreak conclusion. With unemployment at an all-time high, and a lag in response times to get money to the […]
Gimmicks Aside—What REALLY Works to Become Debt Free?
Here’s an interesting question: in an age where information—and advice—is so freely available, why do so many people still struggle to manage important scenarios in life? Even if your parents didn’t teach you about doing your taxes, washing your whites or growing a garden, you only have to get onto YouTube and you’ll find countless […]
Things To Do with Your Money Instead of Buying Lottery Tickets
The luck of the draw is exciting for many people. It’s exciting to imagine yourself winning a large sum of money that can change your life. The prospect of paying down debt and making a large purchase you have always wanted is enough to make most head towards the lottery. While its allure is fun […]
Guest Post: A Frugal Person’s Intro to Travel Hacking
While I’m driving around the U.S, I’ve asked some personal finance friends to share their wisdom. Today we’ve got The Frugal Vagabond here to share his tips on travel hacking. Below is an incredible breakdown of how and why people use travel hacking to save big on travel. And send your congrats to our dear […]
What is the Easiest Way to Build Credit From Scratch?
Approximately 21% of the American population has a credit score above 800, which is where you eventually want to be. This three-digit number talks a lot about our financial health. Why is it important to have a good credit score? A good credit score has many benefits like lower interest rates, quick loan approval, and […]
4 Reasons Teens Should Learn About Money
It seems obvious that teens should learn about money. However, financial education for teens is sorely lacking. Many high schools offer little or no assistance in helping teens learn about money. While some parents make this a priority, others don’t focus on it at all. It might help both parents and educators to understand exactly […]
Givling App: Play Trivia, Win Money to Repay Mortgage or Student Loans
The Givling app has been around for a few years. However, in the last year or so, it’s really gained traction. More and more people are on their phones playing trivia. It’s promoted primarily as a “student loan repayment” app. However, you can also win money to repay your mortgage. So, if you have student […]
What is a Solo 401K?
If you are self-employed, then you might want to establish a Solo 401k. It is a retirement savings option available to people who work for themselves. If you own your own business and your only other “employee” is your spouse, then you still qualify for a Solo 401K. However, if you have your own business […]