If you’re in a financial bind then it can be really tempting to get a PayDay Loan. Maybe you walk by a store advertising them. More likely, you realize that you can easily access these immediate loans online. It’s tempting … but it’s a mistake. The Problem with PayDay Loans PayDay Loans are predatory. In […]
Personal Finance
Get a High Yield Savings Account Before It’s Too Late
Right now is a great time to put your money into a high yield savings account. That’s because interest rates are particularly high right now. However, some people say that high yield savings accounts are doomed. Therefore, you’ll want to act now, just in case. What Is a High Yield Savings Account? How much interest […]
Is AT&T TV a Frugal Choice?
There are so many different options for streaming television these days. They range from finding specific shows online for free to signing up for full-service access to all of the channels that you love. AT&T TV is of the newest options hitting the market. Is it a frugal choice? What is AT&T TV? AT&T TV […]
Start Wealth Building: 3 Steps to Organizing as the First Phase of Building Wealth
There are many different aspects, stages, and techniques to building wealth. However, if you want to start wealth building, then you have to begin at the beginning. Before you do anything else, you need to get your finances organized. There are three key steps to this first stage. 1. Simplify Your Finances Before You Start […]
Questions from Ex-Spouse Regarding Pension After Divorce
As an ex-spouse you might have a lot of questions about receiving a pension after divorce. If you’re the person with the pension, then you might want to know if your ex-spouse is going to be getting any of those benefits. If you’re the person seeking the benefits, then it’s important to know exactly what […]
Title Loan Buyout: All You Need to Know
An unexpected bill or emergency can force you to apply for a title loan. Here you have to use your car as collateral in case you default on the repayments. This involves surrendering your vehicle title to the lender. Fail to repay the loan amount and you risk losing your car. While title loans can […]
A Few Good Reasons to Take Out a Small Loan
You might not believe this, but not all types of debt are bad. If you never take on any sort of debt, how can you build your credit? If you want to buy a car or find somewhere to live, it’s a tremendous help if you’ve already established your creditworthiness. When it’s managed properly, debt […]
3 Ways the Financial Industry is Improving Customer Service
Customer service in the modern world has changed drastically because of the internet. Online reviews about services can either make or break a company. That’s why industries have made customer care their top priority. The expansion of social media and online services has made people more accustomed to fast reliable results. Everything is available at […]
Millennials Shouldn’t Rely on “The Great Wealth Transfer” of Inheritance
In recent years, the media have coined the term The Great Wealth Transfer. This refers to the fact that Baby Boomers have significant money in savings that they could theoretically pass down to their heirs. Big numbers are bandied about. However, millennials shouldn’t rely on the hope of an inheritance to help them resolve their […]
Should You Get an Amazon Prime Account for Prime Day?
I had an Amazon Prime account for years. I was a student when I got it, which meant that I was able to get it at a deep discount. However, when it came time to renew the account this past year, I opted not to do so. Therefore, I have to think carefully about whether […]