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From Frugal to Free

Frugal adventures on the road to financial freedom.
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What Influences A Person to Impulse Buy

Posted on March 27, 2020by Shay Huntley

As an avid shopper and lover of all things frugal, I absolutely love hitting the stores to catch deals. While we all like fresh new, and exciting things, sometimes we overdo it. There are some people who take shopping too far. They spend frivolously on things beyond their budgets and stock up on items that […]

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Save a Little More with Acorns

Posted on March 20, 2020March 30, 2020by Shay Huntley

For those just starting on their investment journey, a passive account can help you get your feet wet. When it comes to learning about the stock market there is an app that has it all. You can save a little more with Acorns. It offers market insight and free money to put it in a […]

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    • Frugal Tips
    • Personal Finance

Things To Do with Your Money Instead of Buying Lottery Tickets

Posted on March 14, 2020by Shay Huntley

The luck of the draw is exciting for many people. It’s exciting to imagine yourself winning a large sum of money that can change your life. The prospect of paying down debt and making a large purchase you have always wanted is enough to make most head towards the lottery. While its allure is fun […]

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    • Frugal Tips

Ways to Save on Your Morning Coffee At Starbucks

Posted on March 6, 2020by Shay Huntley

A great start to many people’s mornings is a hot cup of coffee. While it’s most cost-effective to make it at home, many of us just don’t have the time. Instead, we rush to our favorite coffee spot and get it on the go. The most notable go to places, being Starbucks. While going every […]

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  • Personal Finance

Guest Post: A Frugal Person’s Intro to Travel Hacking

Posted on March 4, 2020January 31, 2022by Kara

While I’m driving around the U.S, I’ve asked some personal finance friends to share their wisdom. Today we’ve got The Frugal Vagabond  here to share his tips on travel hacking. Below is an incredible breakdown of how and why people use travel hacking to save big on travel. And send your congrats to our dear […]

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Challenge Your Spending: Saving Money on Insurance

Posted on March 2, 2020March 30, 2020by Kara

Well it’s official- my monthly income has definitely dropped. I am down to just three jobs (just three jobs?) and three paychecks and my-oh-my, how the numbers have fallen. Thankfully, kicking my own butt for the last 5 months paid off and I am on schedule to be debt free this week! All that excitement aside, I […]

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  • Frugal Tips

How To Go From The Frugal Spender To Confident Homeowner, Here’s How

Posted on February 20, 2020by Susan Paige

There is one thing that frugal spenders have in common: not wanting to spend money on frivolous things. If you’re a frugal spender, you probably keep an eye on your spending, have a savings account open, and avoid debt at all costs. To most people, purchasing a home is an intimidating process, especially since it […]

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How Direct Deposit Revolutionised the Way We Get Our Money

Posted on January 22, 2020by Susan Paige

When considering how they want to get paid, people usually list several things as most important. They need payroll to be on-time, secure, and to have access to their funds as soon as possible. Even though throughout history, people mostly relied on paper paychecks and cash, most payrolls today are directly deposited into employees’ accounts. […]

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Significant Strategies for Blackjack Tournament

Posted on January 21, 2020September 20, 2023by Susan Paige

Understanding straight-up blackjack strategy is really important in blackjack tournaments. But, there are still a ton of tips and strategy concepts you can learn for tournaments that you’ve never picked up playing regular blackjack in a casino. So before using the latest casino bonuses offered by online casinos, understand these tips thoroughly.

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What is the Easiest Way to Build Credit From Scratch?

Posted on December 20, 2019by Susan Paige

Approximately 21% of the American population has a credit score above 800, which is where you eventually want to be. This three-digit number talks a lot about our financial health. Why is it important to have a good credit score? A good credit score has many benefits like lower interest rates, quick loan approval, and […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.
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