fbpx
  • Home
  • Topics
    • Personal Finance
    • Frugal Tips
    • Better Life
    • Education
    • Career
    • Retirement
  • About
  • Contact
  • Disclaimer
  • Privacy & Terms
  • DMCA
From Frugal to Free
Frugal adventures on the road to financial freedom.

Author: Kathryn Vercillo

  • Investing

Novice Investing Tip: Set it and Forget It

Posted on October 19, 2023October 20, 2023by Kathryn Vercillo
Novice Investing Tip: Set it and Forget It

I’ve only done a little bit of investing so far in my lifetime. Mostly I’ve been working on managing my debt and setting up some retirement for myself. However, in recent years, I’ve started investing a little bit. I’m definitely a novice. But there’s one thing that I learned really quickly: Set It and Forget […]

Read More
  • Personal Finance

How Is Intentionalism Different From Minimalism?

Posted on July 5, 2022June 25, 2022by Kathryn Vercillo
How Is Intentionalism Different From Minimalism?

Last week, I mentioned to you that I’ve been reading Miranda Anderson’s book “More than Enough.” The book is about choosing and living a minimalist lifestyle. However, what I love about this book is the way that she defines minimalism for herself and her family after living it for some time. She uses several different […]

Read More
  • Personal Finance

Abundance and Scarcity Lessons

Posted on June 28, 2022June 25, 2022by Kathryn Vercillo
Abundance and Scarcity Lessons

I’m constantly trying to figure out where I land on the abundance/scarcity spectrum. Basically, I want to be someone who believes in abundance. I want to believe that if I do the work I’m supposed to do in the world with all of the right intentions, I will always have what I need. However, due […]

Read More
  • Personal Finance

My Big Financial Downfall: Taking My Eye Off The Ball

Posted on June 14, 2022July 31, 2023by Kathryn Vercillo
My Big Financial Downfall: Taking My Eye Off The Ball

I’m here to confess my biggest personal financial downfall. Here’s the thing: I know a decent amount about personal finance. If someone asks me how to save, budget, earn more, etc., then I can confidently answer. Moreover, I know a little bit here and there about bigger topics like loans and investing and cryptocurrency. And […]

Read More
  • Better Life

Booking Flights to Italy for Fall 2022

Posted on June 8, 2022by Kathryn Vercillo
Booking Flights to Italy for Fall 2022

My partner and I have been talking about taking a trip to Italy for a little while now. Various actors finally aligned so I spent today booking flights to Italy for Fall 2022. Since it’s been awhile since I’ve booked international travel, I had forgotten how many factors there are to consider. Where to Travel […]

Read More
  • Frugal Tips

Trying a New Twist on a No Spend Month

Posted on May 31, 2022June 2, 2022by Kathryn Vercillo
no spend month

I’ve tried to do the No Spend month many times over the years. Honestly, I’ve never succeeded. That’s okay. Each time, I did spend less than normal. Moreover, it made me more conscious of my spending. However, I’d like to actually succeed at this one time. So, I’m trying it again in June, with a […]

Read More
  • Better Life
  • ...
    • Personal Finance

3 Myths of Ownership That Are Stealing My Money

Posted on May 17, 2022June 2, 2022by Kathryn Vercillo
Myths of Ownership

A couple of weeks ago, I shared some thoughts with you from Courtney Carver’s book “Soulful Simplicity.” In this book, she also talks about common myths of ownership. These are things we mistakenly believe that lead us to buy things that we don’t need. When we do, we often waste money, end up in debt, […]

Read More
  • Better Life

Quotes to Redefine Success

Posted on May 10, 2022June 2, 2022by Kathryn Vercillo
success quotes

You all know that I love good quotes. Last week, after sharing thoughts about needing a financial reframe, I got to thinking about how I define success. What does success mean to me? What are the things in life that really matter to me? After all, I don’t care about “keeping up with the Joneses” […]

Read More
  • Better Life
  • ...
    • Personal Finance

5 Signs You Need a Financial Reframe

Posted on May 4, 2022by Kathryn Vercillo
5 Signs You Need a Financial Reframe

I’m reading the book “Soulful Simplicity” by Courtney Carver. She’s the blogger/ author who came up with the idea for Project 333, the minimalist wardrobe project. In this book, she shares her experiences learning how to live with less debt, clutter, and stress in order to live with more time, space, and love. In the […]

Read More
  • Better Life
  • ...
    • Personal Finance

Favorite Minimalism Quotes

Posted on April 26, 2022April 5, 2022by Kathryn Vercillo
minimalism quotes

Last month I shared my favorite frugal living quotes with you. Today I want to expand upon that by sharing some of my favorite minimalism quotes. What Is Minimalism? Minimalism has similarities and differences with frugal living. Lots of different people have defined it in different ways. In fact, some of my favorite minimalism quotes […]

Read More

Posts navigation

Older posts

SOCIAL

Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.
© 2024 From Frugal to Free. All rights reserved. Theme by Colorlib Powered by WordPress