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From Frugal to Free
Frugal adventures on the road to financial freedom.

Author: Kathryn Vercillo

  • Frugal Tips

Frugal Ways to Extend Household Items Life

Posted on January 29, 2021by Kathryn Vercillo
extend household items life

I recently shared with you that I had hired 1800GotJunk to haul away a bunch of stuff from my home. While I do so for good reason, it’s never my first choice. I try to take “reduce, reuse, recycle” seriously. So, I would much rather extend household items life as long as possible rather than […]

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Should You Tip 1800GotJunk?

Posted on January 19, 2021by Kathryn Vercillo
should you tip 1800GotJunk

Yesterday I was able to massively declutter my home. Unfortunately, a lot of it had to be hauled away by 1800GotJunk. Therefore, I had to pay for the service. As I was making out the bill, I found myself wondering, “should you tip 1800GotJunk staff?” How Does 1800GotJunk Work? If you’ve never used this junk […]

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New Food Plan: Is a Hungryroot Subscription The Way to Go?

Posted on January 5, 2021by Kathryn Vercillo
meal delivery services

I’m ready to try a new food plan. I’m looking for a food delivery service that offers fresh, healthy food at a relatively low cost. Therefore, I’m going to try Hungryroot. I just got my first box today, and so far I’m happy with what I see. But will it prove to be worth it? […]

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Can You Sail Around the World on a Budget?

Posted on December 29, 2020June 15, 2023by Kathryn Vercillo

  At this time last year, a friend of a friend was getting ready to sail around the world. He’s not the first person I’ve known to make this kind of trip. While it’s not my particular fantasy, many people find the notion romantic, magical, and exciting. Of course, if you’re going to take this […]

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Back to the Basics with 2021 Financial Goals

Posted on December 22, 2020by Kathryn Vercillo
2021 financial goals

Every year, I take the time to review the past year and look forward to the new year. I set a variety of different types of goals, including financial goals. In many recent years, those financial goals have been ambitious. However, this year I have to go back to the basics. Overarching Goal: Earn More […]

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7 Tips On How to Dress For Less

Posted on December 15, 2020by Kathryn Vercillo
Dressing for the Weather

Dressing for the weather often means putting on a lot of layers. Of course, each layer that you add cost you something. The more layers that you need to stay warm, the more you might have to spend on clothes. Here are 7 tips on how to dress for less money, even when dressing for […]

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5 Frugal Things to Do Every Day

Posted on December 8, 2020December 9, 2020by Kathryn Vercillo
frugal things to do

If you do five frugal things every single day, then you set yourself up for financial success. But what are the right frugal things to do? Of course, there are many large, sweeping actions that you can take when living a frugal lifestyle. For example, if you choose alternative housing, then you can significantly cut […]

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What to Do if You Forgot to Cancel a Trial Subscription

Posted on December 1, 2020by Kathryn Vercillo
forgot to cancel a trial subscription

There are so many great free trial subscriptions out there. Sometimes you sign up for one to see if you like the service or product. If you do, you’ll keep the subscription. However a lot of times you just want to enjoy the free option while you can. But what if you forgot to cancel […]

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Can You Get Paid to Foster Dogs?

Posted on November 17, 2020November 24, 2020by Kathryn Vercillo
Get Paid to Foster Dogs

Adding a dog to your home can bring you a lot of joy. And fostering a dog can be a really rewarding experience. In some cases, you might even get paid to foster dogs. Of course, you shouldn’t foster just for the money. But if you’re looking for a way to offset the cost of […]

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What Grocery Stores Sell Stamps?

Posted on November 10, 2020November 19, 2020by Kathryn Vercillo
What Grocery Stores Sell Stamps

What grocery stores sell stamps? At first glance, this seems like a really easy question to answer. After all, most of us have suddenly remembered at the grocery store checkout that we need stamps. If you ask the cashier, they often have some. However, not all grocery stores sell stamps. If you’re tight on time […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.
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