A legal agreement between two parties is termed as Insurance. It is an agreement made between an insurer, an insurance company, and the insured, the person taking the Insurance. Insurances are all about the insurer ensuring benefit in the cases of contingency. A contingency is when a particular event causes a loss to the insured. […]
Personal Finance
Back to the Basics with 2021 Financial Goals
Every year, I take the time to review the past year and look forward to the new year. I set a variety of different types of goals, including financial goals. In many recent years, those financial goals have been ambitious. However, this year I have to go back to the basics. Overarching Goal: Earn More […]
Why It Makes Sense to Invest in Indices
Have you ever thought about putting at least a portion of your investment money into stock market indices? Most people have heard of stock index trading and recognized its obvious appeal in not being tied to a specific company, having exposure to a huge segment of the market, having the safety of a well-diversified investment. […]
When Does Selling at a Loss Make Sense?
If you are like me, you owe taxes to the IRS each year. This could be due to several factors including, not having enough tax credits or deductions or having too little withheld from your paycheck. If this is your situation, you are probably wondering how do you leverage losses to lower your tax bill. […]
5 Frugal Things to Do Every Day
If you do five frugal things every single day, then you set yourself up for financial success. But what are the right frugal things to do? Of course, there are many large, sweeping actions that you can take when living a frugal lifestyle. For example, if you choose alternative housing, then you can significantly cut […]
What to Do if You Forgot to Cancel a Trial Subscription
There are so many great free trial subscriptions out there. Sometimes you sign up for one to see if you like the service or product. If you do, you’ll keep the subscription. However a lot of times you just want to enjoy the free option while you can. But what if you forgot to cancel […]
What is Emotional Wealth?
Emotional wealth means that we are able to live in joyful abundance regardless of our financial circumstances. Yes, money does make a difference in our lives. Up to a certain point, having money makes life easier and more comfortable. It allows us to achieve our dreams, help others, and live with fewer worries. Therefore, there’s […]
How To Sort Out Your Coins At Home
Do you keep a coin jar or a piggy bank? I’ve kept several piggy banks for years. I have some on my dresser and one in the car, just in case. Sometimes I drop in spare change and others, I drop in cold hard cash. When it’s time to cash out or organize, sometimes the […]
How Much Money Should You Tip At Massage Envy?
It isn’t always easy to figure out how much to tip in America. We tip everyone from coffee baristas to massage therapists. However, the amount varies quite a bit. When you get a massage at an affordable place such as Massage Envy, it’s hard to know what’s fair to tip. But it’s important that you […]
Is It OK to Use a Check With an Old Address?
It is not often we use checks. When we do, it’s for something worthwhile or required. If it has been a while since you pulled out the old checkbook, you may notice an old address listed. If that’s the case, you may wonder, is it ok to use a check with an old address? We […]