From Frugal to Free

Why am I working so hard to get out of debt? To those of us in the personal finance world, the answer seems obvious. To be out of debt. To start saving. To have real control over my finances. To one day reach financial independence.

I know I am overdue on an in depth post but I promise I have them coming! This week has been particularly crazy for me because it’s Amplify Austin today! Well, and tomorrow. Amplify Austin is a 24 hour period of giving to non profits in central Texas. It started at 6pm tonight and goes […]

Frequently when I describe my debt payoff journey to friends, family and random people I meet, they tell me how impressed they are with my approach to debt. “I could never change my life like that!” they say, or “How do you stay focused over time?” or “Wow, it’s great you’re doing all this so […]

I’m back today to hit y’all with my February goal progress. How much did I pay off? How much do I have left? CAN YOU DEAL WITH THE SUSPENSE? Ok, let’s tone it down for a second. Before I get into the facts and figures I want to say something I’ve been coming to realize: […]

Hey y’all! Man, it’s been a busy couple of days. I have been working my tail off and watching a whole lot of movies. Catering has dominated my last two weekends and coaching is dominating my afternoons and non-profiting (not a real word) has been dominating my mornings. To top it off I’ve had to attend […]

This morning I slept an hour past my alarm. I set my alarm for 8:00 every morning and try really hard to stick to getting up out of bed within 15 minutes of it. I love sleep and these cold winter mornings (mid-thirties in Austin- that’s freezing here!), it can be brutal to get out […]

I was hanging out the other night, scrolling through my Mint app and having a grand old time congratulating myself on the progress I’ve made so far this month on my loans. I was feeling pretty optimistic about what I’d been able to do thus far in 2015 and scheming about my payoff abilities in coming months. “If […]

As I am more than halfway through this no-spend month, I figured it was time for another update! How is no-spend February going deep in the heart of Texas? Sunset over my city!

The longer I go with debt payoff being my numero uno priority, the more I notice that my lifestyle and financial priorities are not the same as my friends and general peer group. Some of this is, I believe, due to living in Austin. Austin is a young town where lots of people are either […]

I spend a fair amount of time fantasizing what it’ll be like to be debt free. I imagine I’ll feel lighter and finally free when that day arrives. I have been dreading these loans since my senior year of college, 2010-2011. I realized that I was going to be shackled to 25K for ten years […]