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From Frugal to Free

Frugal adventures on the road to financial freedom.
  • Personal Finance

What is Financial Freedom and Why Should You Seek It?

Posted on March 5, 2021April 1, 2021by Justin Weinger

Many people think of financial independence as being the same thing as early retirement, and you can think of it this way as well if that’s your dream. However, this is not necessarily the only goal of financial freedom. In fact, you might reframe your thinking of financial freedom as something that can happen gradually […]

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    • Personal Finance

Willa: A New Invoicing System for Freelancers

Posted on March 2, 2021April 21, 2021by Kathryn Vercillo
Willa invoice app

I recently received an invitation from Willa, a brand new invoicing app for freelancers. I’m always game to try out new things to see if they’re right for my business. Therefore, I went ahead and downloaded the app. Here’s what I’ve learned so far … What is Willa? Willa is a new freelancer’s invoicing app. […]

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    • Frugal Tips

Savings Difference Between Caffeine Pills and Coffee

Posted on February 27, 2021by Shay Huntley
Savings Between Caffeine Pills and Coffee

Do you love your coffee in the morning? I know plenty of people who can not start their day without coffee. For them, it is the ultimate pick-me-up for their day. Personally, I love a cup every now and again, with some deliciously flavored creamer. Yummy! For those of you who enjoy a cup every […]

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  • Better Life

How To Send and Receive Money if You’re Under 18?

Posted on February 23, 2021by Kathryn Vercillo
Send and Receive Money Under 18

You’re in a bind. You need to receive money quickly but you’re under 18 so many of the money apps don’t work for you. What do you do? Even if it’s not a dire situation – for example, you just need to give money to a friend for your share of lunch – it’s important […]

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Is Frugality the Way to a More Fulfilled Life?

Posted on February 20, 2021by Shay Huntley

I do not know about you, but I love saving money. I save money on everything from my mortgage payment to cars and insurance, cellphone and internet services, food, and grocery. There is no limit to how much research goes into finding good products and services at a more frugal price. Is all the research […]

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Discount Brokerages Are Taking The World By Storm: Get Your Account Now

Posted on February 18, 2021by Susan Paige

Almost every individual on the road to financial freedom sees passive income as a kind of Holy Grail. There are only so many hours you can work in a day, and only so far that budgeting will take you. If you want to progress, you need to either advance in your career or find a […]

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Does Paying for Something Make You More or Less Likely to Show Up?

Posted on February 17, 2021by Kathryn Vercillo
Does Paying for Something Make You More or Less Likely to Show Up?

One of the best ways to get a grip on your money is to enhance your self-understanding. After all, we each deal with money differently. For example, when you pay for something, do you feel more obligated or less obligated to show up for it? I’m the kind of person who feels less obligated, therefore […]

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Is Proofread Anywhere Worth a Try?

Posted on February 12, 2021February 13, 2021by Shay Huntley
Is Proofread Anywhere Worth a Try?

There are many side-hustles out there for you to get into. For me, it’s writing, but there are many other lucrative opportunities with low buy-ins and high earning potential. One such opportunity is in editing and proofing. With limited skills and the right attitude, you can be well on your way to earning extra income. […]

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The Risks of Entrepreneurship: 8 Things to Know Before You Make the Leap

Posted on February 11, 2021February 11, 2021by Susan Paige

Quitting your day job and taking the leap into entrepreneurship is a big step, so it goes without saying that there are risks involved. On average, half of new businesses are likely to fail within five years. That’s a big number! 

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5 Survey Sites That Pay Through PayPal

Posted on February 10, 2021November 15, 2021by Kathryn Vercillo
Survey Sites That Pay Through PayPal

Do you want to earn extra income taking surveys online? Is your preferred payout method through PayPal? If so, then you’ll want to learn more about the following survey sites that pay through PayPal. What Are Survey Sites? Just in case you’re not familiar with then, Survey Sites are sites or apps you can use […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.
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