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From Frugal to Free

Frugal adventures on the road to financial freedom.
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How You Can Save Money on Groceries

Posted on August 24, 2021by Susan Paige

  Your budget is too tight, and you want to find an easy way to save money in a hurry. One way that you can accomplish that is to cut down your grocery costs. Read ahead to find out how. 

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Best Places To Shop For Deals Right Now

Posted on August 20, 2021by Shay Huntley
Best Places To Shop For Deals Right Now

This week I have been hitting the stores. I usually go while I am working with my special needs clients. They help me pick out fun things for them and help me shop a little for myself. Sometimes they even talk me into things I need to be talked out of. This week we have […]

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  • Personal Finance

How Much Do You Tip on Instacart?

Posted on August 17, 2021August 10, 2021by Kathryn Vercillo
Instacart Tipping

Tipping etiquette feels so complicated sometimes. First of all, we tip differently in America than people in many other countries. Even here, though, it’s so confusing to know who to tip, let alone how much to tip them. After all, we’ve begun to receive an increasing number of services. As new ones emerge, how do […]

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Habits You Can Immediately Quit to Save Money

Posted on August 14, 2021by Shay Huntley
habits to quit to save money

We all have bad habits. Such habits vary from person to person. For me, it’s not taking enough time to ensure my home is clean and in tip-top shape and leaving losing my keys every day. For others, it could be eating unhealthy foods, biting their nails, or even smoking. One major source of bad […]

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Getting Your Hotel Stays For Less

Posted on August 6, 2021August 7, 2021by Shay Huntley
Hotel Stays For Less

Many details go into travel planning. Depending on where you are going and who you are going with, it can take months to put a good trip together. Along with catching plane tickets on sale and securing them, there is much more to do. You have to look out for and set up excursions, find […]

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  • Better Life

Can You Make Money by Bounty Hunting?

Posted on August 3, 2021November 2, 2021by Kathryn Vercillo
Make Money by Bounty Hunting

I’m the first to admit that I constantly dream of other jobs that I could do. It’s not that I don’t enjoy my job. In fact, I love my job. However, I have a wild imagination. Therefore, I’m always curious about what other jobs are like. Moreover, I know that there are a lot of […]

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How To Stay Cool Without AC

Posted on July 31, 2021by Shay Huntley
Stay Cool Without AC

I don’t know where you all live, but in the South, it is HOT. With these 90° days and humid heat, it has been wild. Just today, I went outside, and after five minutes I was sweating buckets. I didn’t even want to walk to my destination because it was just that bad. All I […]

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  • Frugal Tips

How To Concoct Your Own Cleaning Solution

Posted on July 27, 2021by Kathryn Vercillo
Cleaning Solution Concoction

There are so many chemicals in store-bought cleaners. Of course, you can purchase all-natural cleaners at some stores. However, they tend to be really expensive. And why would you spend that kind of money when you can create your own cleaning solution concoction instead? After all, with a few simple products, you can easily make […]

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How To Find Cheap Flights

Posted on July 24, 2021July 24, 2021by Shay Huntley
Find Cheap Flights

Its summertime and travel is hot. After last year’s stay in place orders locked everyone inside their homes, people have been itching to get back out and see the world. While some destinations have fair rates, many travel destinations, plane tickets, and hotel rooms have skyrocketed out of control. If you are like me, you […]

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  • Better Life

Dealing With Homeowners Insurance After a Pipe Bursts

Posted on July 20, 2021by Kathryn Vercillo
Dealing With Homeowners Insurance After a Pipe Bursts

A pipe burst at my parents’ house last week. It erupted in the middle of the night. Therefore, by the time that they noticed it, several rooms were steeped in water. They needed to immediately remove some of their belongings and begin to pull up the carpet. However, they also needed to deal with their […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.
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