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From Frugal to Free

Frugal adventures on the road to financial freedom.
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Frugal Bottle: Wine in a Sustainable Paper Bottle

Posted on July 7, 2020by Kathryn Vercillo

I keep a Google Alert on to notify me about frugal news. Anything that has to do with saving money interests me. Usually, I see a lot of the same tips and products. But this week a series of headlines for Frugal Bottle surprised me. While not “frugal” news in the traditional sense, this paper […]

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Where to Sell Old Coins

Posted on July 3, 2020July 11, 2023by Shay Huntley

People tend to collect all types of things. From thimbles to pictures, to collectibles. One popular item, perhaps investment, is old coins. These coins can be passed down from family, or purchased and collected through other means. After they have gained value, many look to cash in. If you are looking to cash in your […]

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7 Habits and Practices of Frugal People

Posted on June 30, 2020July 6, 2023by Kathryn Vercillo

Being frugal means different things to different people. We all have our own values and priorities. Therefore, how we save and spend our money differs. Nevertheless, a lot of frugal people have habits and practices in common. They may apply the habits in different ways, but they use some form of them. You can emulate […]

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How to Relax on a Budget

Posted on June 27, 2020September 4, 2023by Shay Huntley

This year has been a wild ride thus far. The days of enjoying a relaxing massage, gym time, and spa days are at an end. With the pandemic going full force and resurgence in the numbers of cases, finding ways to relax at home is likely paramount. If you need relaxation tips, here’s how to […]

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How to Ask for Donations for Funeral Expenses

Posted on June 19, 2020by Shay Huntley

End of life can be a challenging time, especially for family and friends of the deceased. Everyone is struck with heavy emotions and grief. It makes it hard to focus on the end of life task list. Not only do you have an estate to settle, but all the events of a funeral to plan […]

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Best Countries To Retire On Social Security Alone

Posted on June 16, 2020September 4, 2021by Kathryn Vercillo

If you are living just on social security, what’s the best way to have a comfortable life? For a long time, many Americans have chosen to go live in other countries after retirement. However, COVID-19 has changed things. Are there still countries to retire on social security alone? How Coronavirus Has Changed Retiring Abroad The […]

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Frugal Ways to Decorate your Space

Posted on June 12, 2020April 24, 2021by Shay Huntley

Making your home nice is a goal for most. You want to decorate nicely and according to your style. You go from store to store scoping out design ideas, snapping pictures to recall later, and picking up the best items to fill your space. Sometimes what you want, and your budget does not agree. For […]

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Sinking Fund Categories that Should be in Every Budget

Posted on June 5, 2020September 12, 2020by Susan Paige

We all have bills to pay. With bills, comes the responsibility to pay them off. Some bills, are debts that require premiums and interest payments that can drive up the cost and sometimes overwhelm you. When it comes to those sinking debts, you need to categorize them and pour extra funds into them. Here are […]

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Framed Border

Posted on June 3, 2020by Susan Paige
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Cutting Edge

Posted on June 3, 2020by Susan Paige
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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.
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