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From Frugal to Free

Frugal adventures on the road to financial freedom.
  • Frugal Tips

5 Frugal Hacks To Save on Parking

Posted on December 14, 2021December 10, 2021by Kathryn Vercillo
Frugal Hacks To Save on Parking

There are so many different costs associated with driving a car. However, parking doesn’t have to be one of them. If you live in a place where parking costs a lot of money, then you might have to get creative to reduce these costs. These five frugal hacks to save on parking should help. 5 […]

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Ways To Be Frugal and Eco-Friendly in 2022

Posted on December 4, 2021by Shay Huntley
Ways To Be Frugal and Eco-Friendly

There are a lot of ways that people can be frugal. I try to live my day-to-day life, spending as little money as possible while still getting quality products and the best experiences. I do a lot of this by shopping with coupons or finding deals online that drive down cost. When it comes to […]

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    • Personal Finance

Learning to Ask For Financial Help

Posted on November 23, 2021by Kathryn Vercillo
ask for financial help

I’ve never found it easy to talk about money. Most of us have some kind of issues with this in the American culture, although those issues vary widely depending on your personal financial psychology. For myself, I’ve mostly just dealt with all of my money all on my own forever. However, I’m learning how to […]

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  • Frugal Tips

Frugal Ways To Warm Your House During Winter

Posted on November 20, 2021by Shay Huntley
Frugal Ways To Warm Your House During Winter

Fall is just about to turn into winter. While winter comes with several memorable holidays, it’s also cold. Cold weather means boots, hats, and lots of warm jackets. Being bundled up comes with the season, and while we normalized cold weather outside during that time, we do not want that chill indoors. Some people are […]

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  • Frugal Tips

How To Be Frugal but Not Cheap on Christmas

Posted on November 16, 2021by Kathryn Vercillo
Frugal but Not Cheap on Christmas

Frugality is a wonderful thing. It allows you to live within your means, thereby reducing stress. Moreover, it allows you to focus on the things that really matter in life. However, there’s a difference between frugality and being cheap or stingy. You don’t want to go overboard at Christmas, for example. However, you also don’t […]

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  • Frugal Tips

What I Got Cheap This Week

Posted on November 13, 2021November 14, 2021by Shay Huntley
What I Got Cheap This Week

The holidays are literally around the corner. Not only should we be getting our shopping underway, but we have so many more things to do. This week I’ve been focused on my upcoming vacations and holiday gift shopping. To help with both, I’ve been scouring the web for the best deals to save. Check out […]

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  • Frugal Tips

How Dry Ice Can Save You Money

Posted on November 5, 2021November 6, 2021by Shay Huntley
Dry Ice Can Save You Money

With the influx of superstorms across the United States, we can expect turbulent weather, devastation, and power outages. Where I live, we have had numerous tornadoes rip through town and have had lots of severe weather take down trees and powerlines, cutting thousands off from the electric grid. In the last tornado, some homes were […]

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    • Frugal Tips
    • Personal Finance

5 Things Always Worth The Cost to Me (And 5 Things That Aren’t)

Posted on October 28, 2021by Kathryn Vercillo
5 Things Always Worth The Cost to Me (And 5 Things That Aren't)

As adults with finite resources, we have to make decisions about how we want to spend our money. After all, we only have a certain amount in the budget. Therefore, we have to decide how to spend it. Here are five things that I always think are worth my money. Moreover, here are another five […]

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Techniques To Extend the Life of a Soap Bar

Posted on October 23, 2021October 23, 2021by Shay Huntley
Extend the Life of a Soap Bar

About a month ago, my coworkers and I had a conversation about soap. A question was posed asking how long did a single bar of soap last at home. Most of my coworkers agreed that one week max was about what they got out of theirs. This struck me as odd because mine lasts longer. […]

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  • Frugal Tips

How To Save Money on Razor Blades

Posted on October 20, 2021by Kathryn Vercillo
save money on razor blades

I used to spend a lot of money on shaving supplies. After all, it took me a long time to find razors that worked well with my skin. Therefore, I stuck to those razors for a long time. However, I didn’t want to spend a fortune on shaving forever. It’s just not the most important […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.
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