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From Frugal to Free

Frugal adventures on the road to financial freedom.
  • Frugal Tips

Ways To Save Money On Your Taxes

Posted on October 16, 2021by Shay Huntley
Save money on your taxes

Tax season is officially over. If you are unfortunate like me, you have to pay taxes to the IRS each year. No matter if it’s a couple hundred or a couple of thousand, it always hurts. While taxes go to programming and infrastructure, it feels better in our pockets. Most of us would love to […]

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  • Frugal Tips

Frugal Ways To Frame A Mirror

Posted on October 8, 2021October 9, 2021by Shay Huntley
Frugal Ways To Frame A Mirror

Home projects can be daunting and costly. I know this year I have run through thousands fixing up my home. From replacing carpets, installing wallpaper, and finishing the basement, it’s been crazy. As a budget-conscious person, Im always looking for the best cost-effective measures that get my style on a budget. While I have done […]

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  • Frugal Tips

Can Eating the Same Meal Every Day Make You Rich?

Posted on October 6, 2021by Kathryn Vercillo
Eating the same meal every day

What would you say if someone tod you that they were eating the same meal every day? If you’re anything like me, then you would ask why. I’d probably assume it had to do with dietary restrictions. However, it turns out that’s not the only benefit or reason. Rocco Pendola of Making of a Millionaire started […]

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  • Frugal Tips

Are Travel Rewards Worth It?

Posted on October 1, 2021October 2, 2021by Shay Huntley

Do you like to travel? Wish you could do more of it? While travel can sometimes be daunting and expensive, it doesn’t have to be. Don’t worry about the perfect itinerary or how you’re going to pay for those travel accommodations, food, and entertainment. Instead, be proactive by racking up travel rewards so you can […]

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  • Personal Finance

How To Earn by Paying Attention

Posted on September 28, 2021September 30, 2021by Kathryn Vercillo
Earn by Paying Attention

What did you think of when you first saw the headline of this post? What could it possible mean to earn by paying attention? While there are a lot of answers, I doubt that what it’s really about came to mind. Why? Because it’s so new and innovative and forward-thinking that I certainly wouldn’t have […]

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  • Frugal Tips

Cheap Rain Water Storage Systems

Posted on September 24, 2021April 14, 2023by Shay Huntley
Cheap Rain Water Storage Systems

As someone who loves to rely upon earth’s gift, I find it very important to be as self-sufficient and sustainable in as many ways as possible. One way you can do this is through gardening. While gardening is not the topic of this article, one way that we can make sure we get as much […]

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  • Better Life

Paying For Junk Removal – I Did It Again

Posted on September 21, 2021by Kathryn Vercillo
Paying For Junk Removal - I Did It Again

I have a confession to make. I hired a junk removal service yet again. If you’ve followed my writing for awhile, then you know that this is one of my weak spots. There are so many free ways to get rid of junk. Nevertheless, I keep paying people to take mine away. I’m embarrassed by […]

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  • Frugal Tips
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    • Personal Finance

Check Those Credit Card Cashback Offers

Posted on September 17, 2021September 18, 2021by Shay Huntley
Credit Card Cashback Offers

Some of you may feel like credit cards are bad, but not everyone does. If you always pay your balance off at the end of the month before interest accrues, you’re on the right track. For me, I use mine to rack up points to redeem for hotel and airline tickets, but they have so […]

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  • Personal Finance

How Long Does It Take To Receive a Gift Card From Swagbucks

Posted on September 14, 2021December 20, 2023by Kathryn Vercillo
Surveys website

Swagbucks is a great option for people who want to earn extra money online. You can earn money through a variety of activities. For example, you get paid to do online searches, watch videos, and take surveys. Once you’ve earned your money, you have options for cashing out. Some people choose to cash out through […]

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  • Frugal Tips

Frugal Ways To Save Leftovers

Posted on September 10, 2021by Shay Huntley
Frugal Ways To Save Leftovers

Do you eat all your food when you go out to eat or even when you cook at home? For me, there is always some yummy food leftover from my dinner. It doesn’t matter where I go or what I have to eat there is always more. I usually save what’s left for lunch at […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.
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