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From Frugal to Free

Frugal adventures on the road to financial freedom.
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How to Defeat your Bills during a Pandemic

Posted on April 3, 2020June 22, 2020by Shay Huntley

There is a lot of panic, uncertainty, and worry in the world right now. With only a few sectors being deemed essential, many people have been furloughed, fired, or temporarily suspended from work pending the COVID-19 outbreak conclusion. With unemployment at an all-time high, and a lag in response times to get money to the […]

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What Influences A Person to Impulse Buy

Posted on March 27, 2020by Shay Huntley

As an avid shopper and lover of all things frugal, I absolutely love hitting the stores to catch deals. While we all like fresh new, and exciting things, sometimes we overdo it. There are some people who take shopping too far. They spend frivolously on things beyond their budgets and stock up on items that […]

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Save a Little More with Acorns

Posted on March 20, 2020March 30, 2020by Shay Huntley

For those just starting on their investment journey, a passive account can help you get your feet wet. When it comes to learning about the stock market there is an app that has it all. You can save a little more with Acorns. It offers market insight and free money to put it in a […]

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Things To Do with Your Money Instead of Buying Lottery Tickets

Posted on March 14, 2020by Shay Huntley

The luck of the draw is exciting for many people. It’s exciting to imagine yourself winning a large sum of money that can change your life. The prospect of paying down debt and making a large purchase you have always wanted is enough to make most head towards the lottery. While its allure is fun […]

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Ways to Save on Your Morning Coffee At Starbucks

Posted on March 6, 2020by Shay Huntley

A great start to many people’s mornings is a hot cup of coffee. While it’s most cost-effective to make it at home, many of us just don’t have the time. Instead, we rush to our favorite coffee spot and get it on the go. The most notable go to places, being Starbucks. While going every […]

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Guest Post: A Frugal Person’s Intro to Travel Hacking

Posted on March 4, 2020January 31, 2022by Kara

While I’m driving around the U.S, I’ve asked some personal finance friends to share their wisdom. Today we’ve got The Frugal Vagabond  here to share his tips on travel hacking. Below is an incredible breakdown of how and why people use travel hacking to save big on travel. And send your congrats to our dear […]

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Challenge Your Spending: Saving Money on Insurance

Posted on March 2, 2020March 30, 2020by Kara

Well it’s official- my monthly income has definitely dropped. I am down to just three jobs (just three jobs?) and three paychecks and my-oh-my, how the numbers have fallen. Thankfully, kicking my own butt for the last 5 months paid off and I am on schedule to be debt free this week! All that excitement aside, I […]

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4 Reasons Teens Should Learn About Money

Posted on September 25, 2019September 10, 2019by Kathryn Vercillo

It seems obvious that teens should learn about money. However, financial education for teens is sorely lacking. Many high schools offer little or no assistance in helping teens learn about money. While some parents make this a priority, others don’t focus on it at all. It might help both parents and educators to understand exactly […]

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Types of Frugality: Digging Deeper Into Why I Want to Live Frugally

Posted on September 20, 2019September 10, 2019by Kathryn Vercillo

As I mentioned in last week’s post, I’ve been learning a bit more about spiritual frugality. I’ve also just been thinking generally about different types of frugality. We all have different reasons for choosing this path. I think if I get more connected to my own reasons for living frugally, then I’ll be able to […]

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Givling App: Play Trivia, Win Money to Repay Mortgage or Student Loans

Posted on September 18, 2019September 10, 2019by Kathryn Vercillo

The Givling app has been around for a few years. However, in the last year or so, it’s really gained traction. More and more people are on their phones playing trivia. It’s promoted primarily as a “student loan repayment” app. However, you can also win money to repay your mortgage. So, if you have student […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.
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